Alipay vs easypaisa
Alipay
render.alipay.com
easypaisa
easypaisa.com.pkSide by side
| Figure | Alipay | easypaisa |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 0 | 1 |
| Spec score · Digital Wallet Apps | 7.8 (#28) | 8.8 (#5) |
| Spec score · Money Transfer Apps | 7.0 (#78) | 8.2 (#36) |
| Free plan | Yes | Yes |
| Headquarters | Hangzhou, Zhejiang, China | The website lists its address as 21 Fazeelat Arcade, G-11 Markaz, Islamabad, Pakistan. |
| Merchant payments | Alipay offers merchants in-store barcode and QR payments, plus website, in-app and mobile-web payments. | Businesses can use easypaisa for online payments, QR payments, Mini Apps, and payment links. |
| Money transfers | Users can send and receive money through the app. | The app supports transfers to easypaisa accounts, CNICs, and bank accounts, as well as Raast transfers. |
| Security | Alipay says its quick-payment service uses encryption and real-time risk monitoring, with suspicious transactions subject to interception and investigation. | The bank's customer protection document includes protection against fraud and invasion of privacy among its guiding principles. |
| Transfers | Users can send and receive money through the app. | Customers can send money to other Easypaisa accounts, bank accounts, and Raast IDs through the app. |
Plans
In their own words
easypaisa
easypaisa is a digital banking and payment service from Karachi, Pakistan, available on Android, iOS, web, and through an API. Customers can send money to easypaisa accounts, CNICs, bank accounts, and Raast IDs, with transfers described as instant. The app pays bills for more than 1,500 organisations, including utilities, internet, telephone, and credit-card billers. It also provides mobile load and packages for Pakistani networks, plus savings, loans, international remittances, insurance, donations, and buy now pay later services. Businesses can accept online and QR payments, Mini Apps, and payment links, or connect the gateway to a website or mobile app. The service lists online payments and retail Till and QR payments as free. Transfers to another easypaisa account are free for the first five monthly transactions, then cost 1% for transactions six through ten and 2% thereafter, including tax. Account limits vary by level and can be increased by verification and upgrade.