Alipay

Spec sheet

Product

Alipay describes itself as a payment and lifestyle super app connecting more than 450 million users worldwide.Read 4 Oct 2026 · render.alipay.com

Free plan

YesRead 20 Sep 2026 · render.alipay.com

Security

Alipay says its quick-payment service uses encryption and real-time risk monitoring, with suspicious transactions subject to interception and investigation.Read 4 Oct 2026 · payservice.alipay.com

Headquarters

Hangzhou, Zhejiang, ChinaRead 28 Sep 2026 · render.alipay.com

Bill splitting

Go Dutch lets users split restaurant bills and request repayment from friends.Read 4 Oct 2026 · render.alipay.com

Bills and mobile top-ups

The app offers mobile phone top-ups and utility bill payments for electricity, water, and internet.Read 4 Oct 2026 · render.alipay.com

Daily services

Listed services include mobile top-ups, electricity, water and internet bills, flights, train tickets, food delivery, taxi hailing, e-invoices and donations.Read 4 Oct 2026 · render.alipay.com

Developer integrations

Alipay Open Platform says developers can integrate payment, marketing, and data capabilities into websites and mobile apps using interfaces and SDKs.Read 4 Oct 2026 · open.alipay.com

Developer support

The developer help center provides answers about transactions, account passwords, the merchant portal and installing security controls on Linux.Read 4 Oct 2026 · global.alipay.com

In-store payments

The app supports scan-and-pay at thousands of stores.Read 4 Oct 2026 · render.alipay.com

Integration resources

The developer help center provides demo code for website, WAP, in-app, refund, registration and in-store payment integrations, including Java, PHP and .NET examples for several flows.Read 4 Oct 2026 · global.alipay.com

Merchant onboarding

The listed online-payment application conditions include a valid business license, an implementation URL, company information and legal representative and shareholder ID certificates.Read 4 Oct 2026 · global.alipay.com

Merchant payments

Alipay offers merchants in-store barcode and QR payments, plus website, in-app and mobile-web payments.Read 4 Oct 2026 · global.alipay.com

Mobile availability

The download page links to iOS and Android downloads and lists minimum requirements of iOS 7.0 or later and Android 4.0.3 or later.Read 4 Oct 2026 · render.alipay.com

Money transfers

Users can send and receive money through the app.Read 4 Oct 2026 · render.alipay.com

Other services

The page also lists food takeout, Didi rides, cash gifts, e-invoices, and donations.Read 4 Oct 2026 · render.alipay.com

Platform availability

The download page specifies iOS 7.0 or later and Android 4.0.3 or later.Read 4 Oct 2026 · render.alipay.com

Pricing availability

The opened consumer download and merchant product pages do not state a general Alipay plan price; the merchant page says settlement mode is based on the contract.Read 4 Oct 2026 · global.alipay.com

Privacy controls

Alipay says users can review and manage authorized third-party services in the app’s Authorization Manager.Read 4 Oct 2026 · render.alipay.com

Settlement currencies

The online-payment page lists settlement in USD, EUR, JPY, GBP, CAD, AUD, SGD, CHF, SEK, DKK, NOK, NZD, THB and HKD, with the settlement mode determined by contract.Read 4 Oct 2026 · global.alipay.com

Shopping

Alipay highlights shopping at online stores including Taobao and Tmall.Read 4 Oct 2026 · render.alipay.com

Social payments

The app includes a feature for splitting restaurant bills with friends.Read 4 Oct 2026 · render.alipay.com

Transfers

Users can send and receive money through the app.Read 4 Oct 2026 · render.alipay.com

Travel

Its Air & Rail feature lets users book flight and train tickets.Read 4 Oct 2026 · render.alipay.com

Where Specifiction places it

• Digital Wallet Apps#28 of 447.8
• Money Transfer Apps#78 of 817.0