AllCloud Loan Management System vs Peach
AllCloud Loan Management System
allcloud.inPeach
peachfinance.comSide by side
| Figure | AllCloud Loan Management System | Peach |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Loan Management Software | 7.7 (#10) | 6.8 (#25) |
| Company | The maker is AllCloud Enterprise Solutions Private Limited; its about page describes a global presence in more than six countries. | Peach says it was acquired by SoFi in May 2026 and operates as part of SoFi Technology Solutions. |
| Compliance | AllCloud says the system maintains RBI-aligned audit trails, transaction logs, and compliance MIS, with CIC and regulatory reporting support. | Compliance Guard checks outbound interactions and monitors events including bankruptcy, servicemember changes, sanctions, and natural disasters. |
| Integrations | The LMS uses an API-first architecture and can integrate with mobile apps, customer portals, and other interfaces. | The partnerships page lists Visa, Mastercard, Lithic, Qolo, Marqeta, Twilio, Plaid, Google Cloud, Cybersource, Experian, Equifax, TransUnion, Silicon Valley Bank, and Galileo. |
| Security | The product page displays SOC 2 Type 2, ISO 27001, AES-256 encryption, VAPT, and AWS badges. | Peach says it encrypts personally identifiable information, bank accounts, and card details using 256-bit AES-GCM with lender-specific rotating keys. |
| Support | AllCloud says it provides structured onboarding, role-based training, and ongoing support for LMS users. | Peach says implementation questions go to its engineers, with day-to-day support as the first path after go-live and Solutions Engineers available for technical questions. |
Plans
In their own words
AllCloud Loan Management System
AllCloud Loan Management System manages post-disbursement repayments, collections, accounting, and compliance for banks, NBFCs, MFIs, and digital lenders. Its servicing capabilities include EMI and interest calculations, repayment schedules, overdue tracking, collections, recovery workflows, accounting, and reconciliation. The system supports auto, business, MSME, personal, microfinance, gold, home, EV, and loan-against-property products on one platform. Lenders can handle amendments, part-prepayments, foreclosures, restructures, closures, and recalculations. It provides centralized loan and collateral document management, account statements, certificates, and reporting tools. Borrower alerts can be sent by SMS, WhatsApp, email, or app notifications, and the API-first architecture can connect to mobile apps and customer portals. AllCloud describes the system as multi-tenant SaaS, with dedicated deployment as an option. The vendor says it maintains RBI-aligned audit trails, transaction logs, compliance MIS, and CIC and regulatory reporting support. Pricing is on request.