Baselane Rent Collection vs Kiraya Setu

Baselane Rent Collection automates rent invoices, reminders and late fees, then assigns payments to the appropriate property and tenant. Tenants can pay one-time or recurring rent through a portal using ACH, debit cards or credit cards. ACH payments incur a $2 fee that landlords may cover or pass to tenants; card payments carry a 3.49% tenant fee. Standard processing takes 5 business days, while Baselane Smart users receive rent in 2 business days. The service supports multiple properties and units with separate rent schedules, and provides ledgers and rent rolls organized by tenant, property or unit. Landlords can report on-time rent payments to credit bureaus, and Livble lets tenants pay in installments while landlords receive rent in full. QuickBooks and Xero sync are listed. Core is free and includes automated rent, reminders and late fees. Smart costs $20 a month on an annual plan and adds faster deposits, advanced automations, priority support and shared access. The service is available on Android, iOS and the web.

Kiraya Setu is a web platform for Indian landlords managing properties, tenants, rent, and maintenance. Rent can be collected through UPI, NEFT, IMPS, cash, or cheque, with automated WhatsApp reminders sent three days before the due date. The platform generates receipts and can deliver them by email or WhatsApp. Landlords can log maintenance requests, assign priorities, track resolution, and record repair costs. Reports cover rental income, expenses, net profit, and taxable rental income calculations. Listed integrations include Google Pay, PhonePe, other UPI apps, WhatsApp, and email. The maker says data in transit uses TLS 1.3, sensitive stored data uses AES-256, and backups run every six hours with point-in-time recovery and geographically separate storage. A free plan supports up to two tenants. Paid plans start at ₹149 a month, and a 30-day trial is available. UPI and direct bank transfers incur a 1.5% processing fee.