Betterment vs LivePlan
Betterment
betterment.com
LivePlan
liveplan.comSide by side
| Figure | Betterment | LivePlan |
|---|---|---|
| Price from | $0.05/mo | $15/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 5 | 6 |
| Spec score · Financial Planning Software | 9.3 (#1) | 8.6 (#11) |
| Founded | 2008 | 2011 |
| Headquarters | Betterment's corporate office is at 450 West 33rd Street, Floor 11, New York, NY 10001. | Eugene, Oregon, United States |
| Public API | An independent API directory reports that Betterment has no public developer API; third-party access generally uses aggregators such as Plaid. | LivePlan states that it does not currently provide an external API. |
| Rating on Capterra | 4.2 out of 5 from 5 reviews | 4.5 out of 5 from 200 reviews |
| Rating on G2 | 4.4 out of 5 from 64 reviews | 4.3 out of 5 from 48 reviews |
| Rating on Trustpilot | 1.3 out of 5 from 82 reviews | 4.4 out of 5 from 130 reviews |
| Rating on TrustRadius | No overall score out of 5 from 4 reviews | 8.8 out of 10 from 15 reviews |
| What it does | Betterment provides automated investing, cash management, goal setting and retirement planning for U.S. customers. | LivePlan is a cloud business-planning service for creating plans, financial forecasts, market research and performance tracking. |
Plans
Betterment
- Cash ReserveFree
- Premium$0.65 a year
- Premium$0.65 a year
- Digital$5 a month
- Digital$5 a month
LivePlan
- Standard$15 a month
- Premium$30 a month
- LivePlan Expert$30 a month
- LivePlan Expert (add-on)$30 a month
- Standard$180 a year
- Premium$360 a year
In their own words
Betterment
Betterment has no write-up on Specifiction yet; its figures are above.
LivePlan
LivePlan is a web-based service for creating business plans and monitoring financial performance. Its income statement, cash flow, and balance sheet forecasts are connected, so changing an assumption updates them together. The service includes AI-based idea validation and geography-specific market research that LivePlan says draws on more than 50 verified sources. Users can turn plans into presentations, edit them in LivePlan, and export them as PDF or PowerPoint files. QuickBooks Online and Xero connections bring accounting data into forecasts and dashboards, and the service includes more than 550 sample plans. Standard and Premium each list one active company, five contributors, and unlimited guests; only one company may be active at a time. LivePlan works on Android, iOS, macOS, web, and Windows, but requires an internet connection for all functions and has no mobile app. It lists chat and weekday email support. There is no free trial; LivePlan advertises a 35-day money-back guarantee. Standard is $20 a month and Premium is $40 a month, both billed monthly.