BitPay vs Coinbase Wallet
BitPay
bitpay.com
Coinbase Wallet
wallet.coinbase.comSide by side
| Figure | BitPay | Coinbase Wallet |
|---|---|---|
| Price from | $1.53/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 2 |
| Spec score · Crypto Wallets software | 9.3 (#1) | 8.8 (#2) |
| Founded | 2011 | 2012 |
| Rating on Apple App Store | 4.3 out of 5 from 3.7K ratings. | 4.5 out of 5 from 161K ratings |
| Rating on Chrome Web Store | 4.7 out of 5 from 6 ratings. | 2.7 out of 5 from 915 ratings |
| Rating on G2 | 4.0 out of 5 from 21 reviews. | 4.4 out of 5 from 70 reviews |
| Rating on Google Play | 4.0 out of 5 from 13.7K reviews. | 4.1 out of 5 from 134K reviews |
| Rating on Trustpilot | 1.2 out of 5 from 299 reviews. | 4.0 out of 5 from 23,272 reviews |
| Rating on TrustRadius | 6 out of 10 from 4 reviews. | 8 out of 10 from 29 reviews |
| What it does | BitPay provides crypto payment acceptance, payouts, invoicing, settlement and self-custody wallet tools for businesses and individuals. | Coinbase Wallet is a self-custody wallet for storing, sending, trading and using crypto, NFTs, DeFi and onchain applications. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
In their own words
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.
Coinbase Wallet
Coinbase Wallet is a free app for trading, earning, sending, discovering opportunities and chatting with friends. Private keys stay on the user's device, and Coinbase cannot access tokens or NFTs without the recovery phrase. A Coinbase account is not required. The wallet is available on iOS, Android, web and as a Chrome extension; its web experience can create smart wallets with passkeys without an app, extension or download. Supported wallet types cover EVM-compatible networks, Solana and Bitcoin, with Ethereum, Base, Arbitrum, Polygon and Zora among the preconfigured networks. It supports thousands of assets, including ERC-20 tokens and stablecoins such as USDC. In-app DEX conversions cover supported networks including Base, Ethereum, Polygon, Arbitrum, Optimism and Solana. Crypto purchases are available in over 130 countries through a Coinbase account or third-party providers. Security controls include biometrics, passwords, security locks, Ledger support, malicious-asset hiding and dapp-permission management. Network fees and third-party purchase fees may apply. The classic wallet closes on August 15, 2026, and several previously supported networks will no longer be available.