BitPay vs Strike API
BitPay
bitpay.comStrike API
strike.meSide by side
| Figure | BitPay | Strike API |
|---|---|---|
| Price from | $1.53/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 0 |
| Spec score · Crypto Payment Processors | 9.4 (#1) | 7.2 (#14) |
| Integrations | BitPay lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. | The API supports OAuth for third-party integrations and webhooks that notify applications about supported events. |
| Security | BitPay's Trust Center lists SOC 3, SOC 1 Type 2, SOC 2 Type 2, NY DFS cybersecurity requirements, and DORA information. | API keys are sensitive, never expire, and should be safeguarded; keys can be revoked if compromised. |
| Support | BitPay directs users to its Support Center and offers assistance through the BitBot support interface. | The API documentation directs businesses to [email protected] for help assessing fit and lists [email protected] for assistance. |
| What it does | BitPay provides crypto payment acceptance, payouts, invoicing, settlement and self-custody wallet tools for businesses and individuals. | Strike API is an HTTP-based REST-style API for programmatic Bitcoin and cash transactions. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
In their own words
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.
Strike API
Strike API is a paid, HTTP-based REST-style API for programmatic cash and bitcoin transactions. It works across the Bitcoin blockchain and Lightning Network, with cash payouts to external bank accounts. Businesses can send, receive, exchange, and direct payments, create invoices or receive requests, and credit incoming funds to a Strike account as cash or bitcoin. Checkout options include Lightning invoices, on-chain Bitcoin addresses, QR codes, and receive requests; settlement can be cash, bitcoin, or both. OAuth Connect lets users authorize third-party applications within granted permissions and scopes, while webhooks notify applications about supported events. Authentication uses a non-expiring account API key or an expiring OAuth access token. The browser API Explorer can send requests and supplies cURL, Go, Python, and Node.js examples. A sandbox uses simulated balances and testnet bitcoin. Business accounts, regional availability, and verification are required. Pricing is on request.