BitPay vs Triple-A
BitPay
bitpay.comTriple-A
triple-a.ioSide by side
| Figure | BitPay | Triple-A |
|---|---|---|
| Price from | $1.53/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 8 | 1 |
| Spec score · Crypto Payment Processors | 9.4 (#1) | 7.4 (#12) |
| Founded | 2011 | 2020 |
| Headquarters | Atlanta, Georgia, United States | Singapore |
| Payouts | Payout tools support payroll, vendor, affiliate and business payments funded in fiat and delivered in cryptocurrency. | Businesses can send stablecoin payouts to sellers, affiliates, marketplace partners, customers and other recipients. |
| Security | BitPay's Trust Center lists SOC 3, SOC 1 Type 2, SOC 2 Type 2, NY DFS cybersecurity requirements, and DORA information. | Triple-A says it operates under SOC 2 Type II certified controls and that businesses do not hold digital currency on their balance sheets. |
| Settlement | Merchants can settle in fiat, crypto or a combination, with fiat deposited to bank accounts in supported countries. | The platform supports local-currency settlement and says merchants do not need digital currency on their balance sheet. |
| Support | BitPay directs users to its Support Center and offers assistance through the BitBot support interface. | The Help Center covers onboarding, dashboard settings, stablecoin payments and payouts, local-currency payouts, invoicing, refunds, settlement and withdrawals. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
In their own words
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.
Triple-A
Triple-A helps businesses accept and send digital-currency payments while settling in local currency, without requiring them to hold or manage digital currency. Checkout accepts stablecoins, confirms payments instantly, locks exchange rates, and supports next-day bank settlement in the merchant’s preferred currency. The company also lists Bitcoin, Ethereum, and other digital currencies across major blockchain networks. Businesses can send stablecoin or local-currency payouts to recipients worldwide, and create payment requests without an integration. APIs support custom payment flows; listed checkout options include white-label checkout, invoices, Wix, and OpenCart. Multicurrency accounts collect euros through SEPA and SEPA Instant using named IBANs, then route funds to bank accounts, wallets, or local-currency payouts across 70+ countries. Triple-A says merchants can sell to customers in 140+ countries. It lists sectors including e-commerce, travel and hospitality, gaming, and cross-border trade. Triple-A was incorporated in Singapore in 2020 and lists web and API platforms. A free merchant account or demo is available; contracted fees are negotiated during onboarding, with no fixed public price stated.