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SPECIFICTION
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Triple-A

triple-a.io

WebAPI
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Spec score 7.4 #12 of 20 in Crypto Payment Processors

What it is

Triple-A helps businesses accept and send digital-currency payments while settling in local currency, without requiring them to hold or manage digital currency. Checkout accepts stablecoins, confirms payments instantly, locks exchange rates, and supports next-day bank settlement in the merchant’s preferred currency. The company also lists Bitcoin, Ethereum, and other digital currencies across major blockchain networks. Businesses can send stablecoin or local-currency payouts to recipients worldwide, and create payment requests without an integration. APIs support custom payment flows; listed checkout options include white-label checkout, invoices, Wix, and OpenCart. Multicurrency accounts collect euros through SEPA and SEPA Instant using named IBANs, then route funds to bank accounts, wallets, or local-currency payouts across 70+ countries. Triple-A says merchants can sell to customers in 140+ countries. It lists sectors including e-commerce, travel and hospitality, gaming, and cross-border trade. Triple-A was incorporated in Singapore in 2020 and lists web and API platforms. A free merchant account or demo is available; contracted fees are negotiated during onboarding, with no fixed public price stated.

Spec sheet

Product
Triple-A enables businesses to send and receive stablecoin payments globally while settling in local currency, without requiring businesses to hold or manage digital currency.Read 30 Sep 2026 · triple-a.io
Security
Triple-A says it operates under SOC 2 Type II certified controls and that businesses do not hold digital currency on their balance sheets.Read 30 Sep 2026 · triple-a.io
Support
The Help Center covers onboarding, dashboard settings, stablecoin payments and payouts, local-currency payouts, invoicing, refunds, settlement and withdrawals.Read 1 Oct 2026 · support.triple-a.io
Headquarters
SingaporeRead 28 Sep 2026 · triple-a.io
Founded
2020Read 28 Sep 2026 · triple-a.io
Company
Triple-A says it was incorporated in Singapore in 2020.Read 30 Sep 2026 · triple-a.io
Business use cases
The site lists e-commerce, travel and hospitality, gaming, professional services, trading platforms, creator economy, fintech wallets, gift cards, and Web3 among its target sectors.Read 30 Sep 2026 · triple-a.io
Checkout
Its checkout product accepts stablecoins and offers next-day bank settlement in the merchant’s preferred currency.Read 1 Oct 2026 · triple-a.io
Core product
Triple-A lets businesses send and receive payments through stablecoin rails and local currencies without holding or managing digital currency.Read 1 Oct 2026 · triple-a.io
Coverage
The company says merchants can sell to customers in 140+ countries and reach 700M+ digital-currency users.Read 1 Oct 2026 · triple-a.io
Currencies
Triple-A says it supports stablecoins such as USDC and USDT, as well as Bitcoin, Ethereum, and other digital currencies across major blockchain networks.Read 30 Sep 2026 · triple-a.io
Custody limitation
The terms say Triple-A does not provide custody services for digital payment tokens unless expressly agreed in writing.Read 1 Oct 2026 · triple-a.io
Data protection
Its privacy policy references Singapore PDPA, EU GDPR, CCPA, Hong Kong PDPO and UAE data-protection law, and says it uses technical, organisational and contractual safeguards.Read 1 Oct 2026 · triple-a.io
Free access
Triple-A's Help Center says businesses can sign up for a free merchant account or request a free demo session.Read 30 Sep 2026 · support.triple-a.io
Integration
Triple-A supports API integration, a merchant dashboard and automated bulk payouts.Read 1 Oct 2026 · triple-a.io
Licensing
The site states that its entities hold payment or money-transmission authorizations in Singapore, the EU, and various U.S. states, and lists registrations in Canada.Read 30 Sep 2026 · triple-a.io
Multicurrency accounts
Its multicurrency accounts collect EUR through SEPA and SEPA Instant using named IBANs, then route funds to bank accounts, stablecoin wallets, or local-currency payouts across 70+ countries.Read 30 Sep 2026 · triple-a.io
No local entity
The multicurrency account page says businesses can access EUR collection rails without setting up a local EU entity or bank account.Read 30 Sep 2026 · triple-a.io
Payment acceptance
Its checkout supports stablecoin payments, instant confirmation, locked-in exchange rates, and next-day bank settlement.Read 30 Sep 2026 · triple-a.io
Payment links
Its invoicing tool can create and send payment requests without an integration.Read 1 Oct 2026 · triple-a.io
Payouts
Businesses can send stablecoin payouts to sellers, affiliates, marketplace partners, customers and other recipients.Read 1 Oct 2026 · triple-a.io
Pricing
The General Terms say contracted customer fees are set in the applicable agreement or fee schedule and negotiated during onboarding; no fixed public plan price is stated there.Read 30 Sep 2026 · triple-a.io
Regulation
Triple-A lists payment and digital-asset licences or registrations in Singapore, the European Union, the United States and Canada.Read 1 Oct 2026 · triple-a.io
Security controls
Triple-A says it operates under SOC 2 Type II certified controls.Read 1 Oct 2026 · triple-a.io
Security incident
Triple-A reported that a July 2026 incident affected its own operational wallets, while client funds were held separately in trust accounts and were not affected.Read 1 Oct 2026 · triple-a.io
Settlement
The platform supports local-currency settlement and says merchants do not need digital currency on their balance sheet.Read 1 Oct 2026 · triple-a.io
Use cases
Triple-A lists e-commerce, travel and hospitality, gaming, professional services, trading platforms, creator economy, fintech wallets, gift cards, Web3 and cross-border trade as use cases.Read 1 Oct 2026 · triple-a.io

Plans and prices

Contracted customer fees Priced on request negotiated at onboarding · transaction volume · settlement arrangements · supported currencies Read 1 Oct 2026 · triple-a.io

Every Triple-A plan and price →

Strong points and limits

Strong points

  • Free merchant account or demo available
  • Next-day settlement in the merchant’s preferred currency
  • Payment requests can be created without integration
  • Named IBANs collect euros through SEPA and SEPA Instant
  • APIs support customized payment flows

Limits

  • Contracted customer fees are negotiated at onboarding
  • Multicurrency account payouts cover 70+ countries
  • Triple-A does not provide custody unless agreed in writing

Who it suits

Triple-A is aimed at businesses that want to accept or send stablecoin and local-currency payments, including e-commerce, travel, gaming, and cross-border trade businesses.

Verdict

Triple-A offers several ways to accept, send, and settle payments without requiring merchants to hold digital currency. Businesses should clarify negotiated fees and check that the listed payment routes suit their needs.

Where Specifiction places it

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