Breeze vs Creem
Breeze
breeze.com
Creem
creem.ioSide by side
| Figure | Breeze | Creem |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 2 |
| Spec score · Merchant of Record Software | 7.6 (#12) | 8.0 (#8) |
| Merchant of Record | Breeze says it holds local entities and compliance posture across markets and takes risk on transactions, including disputes. | Creem says it is the legal seller on each transaction and handles payment processing, tax calculation and remittance, invoices, fraud, and chargebacks. |
| Payment methods | Breeze supports card payments, Apple Pay, Google Pay, and crypto payments through a single integration. | The homepage lists cards, PayPal, Apple Pay, and Google Pay as payment methods. |
| Product | Breeze describes itself as an agentic payments platform that combines payments infrastructure with specialized agents for payments operations. | Creem provides payments, tax handling, payouts, affiliates, usage billing, conversion attribution, and analytics for selling software and digital products globally. |
| Support | Breeze says customers receive a dedicated Slack channel and 24/7 support, with AI handling initial responses and human teams in New York, Singapore, and Bulgaria. | The standard offering lists human support, while the Partner plan includes a dedicated account manager and weekly payments concierge sessions. |
Plans
In their own words
Breeze
Breeze is an end-to-end payments platform for businesses, with a Merchant of Record service that says it handles risk management, chargebacks, sales tax and customer support for the payment process. It supports card payments, Apple Pay, Google Pay and crypto through a single integration, alongside rails including ACH, RTP, FedNow and SEPA. Listed crypto options include USDC, USDT and EURC, plus ETH, SOL and BTC across networks such as Ethereum, Solana, Bitcoin, Tron, Polygon and Base. Merchants can offer hosted checkout pages by redirect or iframe, or embed payment components with the React SDK. The API supports subscriptions, trials, discounts and flexible schedules; signed webhooks cover payment, payout and subscription events. Users can receive payouts by bank transfer or crypto withdrawal. Breeze says its service can handle fraud and chargeback liability, US sales tax calculation and remittance, and user KYC and AML compliance. It runs on API, iOS and web. Pricing is on request.
Creem
Creem is a payments and monetization platform for selling software and digital products worldwide. It says it acts as the legal seller for each transaction, handling payment processing, tax calculation and remittance, invoices, fraud, and chargebacks. Billing features include subscriptions, credit wallets, usage-based pricing, custom meters, free trials, discounts, and seat-based charges. Partner tools provide affiliate commissions, automatic revenue splits, and short links with click and conversion tracking. Developers can use an API, SDKs, CLI, webhooks, and an MCP server for agent-driven store management; listed compatible options include Claude Code, Cursor, Claude Desktop, and any MCP client. Creem says merchants can sell in 190+ countries and lists cards, PayPal, Apple Pay, and Google Pay. Checkout can use a merchant’s domain and branding. Native iPhone and Android apps provide real-time sales notifications. Pay as you go costs $3.94, paid once per successful transaction, with no monthly or setup fees and no minimum volume. A Partner plan has custom pricing for higher-volume businesses.