Cflow vs Finmatics
Cflow
cflowapps.comFinmatics
finmatics.comSide by side
| Figure | Cflow | Finmatics |
|---|---|---|
| Price from | $22/mo | €750/mo |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 5 | 5 |
| Spec score · Invoice Approval Software | 8.7 (#4) | 8.5 (#8) |
| Access controls | The security page says Cflow supports role-based access control, single sign-on, and multi-factor authentication. | The platform supports role-based permissions, optional two-factor authentication and SSO integration. |
| Founded | 2010 | Finmatics says it has developed accounting software in Vienna since 2016; LinkedIn lists 2017 as the founding year. |
| Headquarters | San Diego, California, USA | The company lists its address as Lindengasse 41, Vienna 1070, Austria. |
| Integrations | Cflow says its integrations hub connects with third-party tools, and its features page describes connections through Zapier, APIs, webhooks, or direct connections. | The company lists DATEV, BMD, RZL, Agenda, Microsoft Business Central, SAP, and custom API connections. |
| Product | Cflow is an AI-powered, no-code workflow platform for automating core business processes and approvals. | Finmatics is an AI accounting automation platform that processes incoming documents and produces booking suggestions for accounting firms and businesses. |
| Security | Cflow lists GDPR, HIPAA, ISO 27001, PCI, and SOC 2 Type II, and says data at rest uses AES-256 encryption and data in transit uses SSL/TLS. | Finmatics hosts data in European ISO 27001 and ISO 9001 certified data centers with regular IT-security audits. |
| Support | The pricing page lists email support, a knowledgebase, support ticketing, and Zoom or Teams screenshare, with phone support, training, and a dedicated customer success manager marked as add-ons. | Finmatics directs technical questions to email support and its help center; the GetApp listing also identifies phone, email, knowledge base, chat, and training support options. |
Plans
Cflow
- Joy$22 a month
- Bliss$32 a month
- BlissPrice not published
- JoyPrice not published
- ZenPriced on request
Finmatics
- Onboarding & Setup€1.99, paid once
- Basis Fin€750 a month
- Plus Fin€900 a month
- Pro Fin€1,050 a month
- Enterprise Fin€1,200 a month
In their own words
Cflow
Cflow is an AI-powered, no-code platform for automating business processes and approvals. Its tools include visual workflow and form builders, a rules engine, routing, notifications, and reports and analytics. Cflow says its AI can read requests and documents with policy context, automate routine decisions, and escalate exceptions with reasoning. Integrations can use Zapier, APIs, webhooks, or direct connections; named services include Salesforce, Zoho CRM, Slack, Xero, Stripe, Google Drive, Gmail, GitHub, Zendesk, Dropbox, and Zapier. Android and iOS apps with push notifications are listed. Customers can choose cloud or on-premise data storage, while private hosting is listed as an add-on. Cflow states it operates with 99.9% uptime and hosts infrastructure in geographically distributed AWS data centers. Joy costs $22 a month, billed monthly, with a 10-user minimum and up to 20 workflows. Bliss costs $32 a month, billed monthly, with a 20-user minimum and up to 50 workflows. Zen requires 100 or more users and has custom pricing. A 14-day trial is available, but there is no free plan. Cflow was founded in 2010 and is headquartered in San Diego, California, USA.
Finmatics
Finmatics is accounting automation software for accounting firms and companies. Its system, Fin, captures invoices from paper, scans and electronic files, then separates, sorts and extracts their data. It creates traceable booking suggestions based on booking history and tax logic, and learns from past bookings, user feedback and configured rules. Supported inputs include PDF, TIFF, JPEG, PNG, ZUGFeRD 2.0, XRechnung, ebInterface, UBL and IDoc FI. Integrations include DATEV, BMD, RZL, Agenda, Microsoft Business Central and SAP; a REST API is available, with limits of 1,000 general requests and 100 authentication requests per minute. Conditional routing, delegated approvals, an approval audit trail, mobile approval and invoice comments are listed capabilities. Finmatics supports Android, iOS and web. The listed Basis Fin plan is €750 a month, billed annually in advance; monthly payment is available with a 20% surcharge. A demo is limited to 30 days before a paid contract. Finmatics states that it processes data under GDPR Article 28 and uses encryption, role-based permissions, optional two-factor authentication and SSO.