Checkbook.io ACH API vs Paymentus
Checkbook.io ACH API
checkbook.io
Paymentus
paymentus.comSide by side
| Figure | Checkbook.io ACH API | Paymentus |
|---|---|---|
| Price from | $2,000/mo | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 3 | 2 |
| Spec score · ACH Payment Processing Software | 7.7 (#11) | 7.8 (#9) |
| Headquarters | San Mateo, California, United States | Charlotte, North Carolina, United States |
| Integrations | Checkbook lists QuickBooks Online and AccountingSeed as pre-built integrations. | Paymentus states that it integrates with more than 450 systems, including Oracle, SAP, Itineris, Harris and VertexOne. |
| Security | Checkbook says production data is stored in a physically secure PCI DSS compliant off-site data center and server access uses encrypted network channels. | Paymentus describes itself as a Level 1 PCI-certified service provider and lists Nacha account validation, HIPAA, SOC 1, SOC 2, and ADA protections. |
| Support | The pricing page lists live support, a dedicated customer success manager, and a private Slack channel for Business and Enterprise plans. | The contact page lists bill pay and client support by phone, sales by phone or email, and separate support options for banking and Profit customers. |
Plans
Checkbook.io ACH API
- ACH Payments$1, paid once
- Business$2,000 a month
- EnterprisePriced on request
In their own words
Checkbook.io ACH API
Checkbook.io ACH API has no write-up on Specifiction yet; its figures are above.
Paymentus
Paymentus provides billing, payment, and customer interaction capabilities for service providers and financial institutions. Its listed sectors include insurance, utilities, government, telecom, property management, healthcare, higher education, banking, and consumer finance. Consumers can pay through web portals, one-time web payments, IVR, in-person locations, text, email, chatbots, or BillWallet. Payment methods include cards, ACH/eCheck, cash, PayPal, PayPal Credit, Venmo, Apple Pay, and Google Pay. The platform supports AutoPay, recurring and scheduled payments, one-time payments, and pay now/pay later options. Agent Dashboard provides transaction visibility, reporting, reconciliation, agency analytics, and digital adoption monitoring. Paymentus says it integrates with 450+ systems of record and offers APIs, SDKs, and the Pixels by Paymentus toolkit. Other tools cover vendor invoicing, payables, receivables, expenses, employee expense cards, and digital disbursements including refunds and deposits. Paymentus was founded in 2004 and says it went public in 2021. It lists Android, API, iOS, and web availability. Pricing is on request.