Checkrun vs SimpleChex

Checkrun is a cloud payment platform for businesses and accounting firms that need to manage bills from approval through payment. It supports vendor payments by paper check or ACH bank transfer, with remittance advice for electronic payments. Payment data syncs with QuickBooks Online in both directions in real time; payment activity and check images can also be attached to QuickBooks payments. Teams can set approval workflows, roles, and permissions, with approvals and check signing available in the mobile app. Checks can be printed on existing, preprinted, or blank stock, or sent through Print and Mail. The system generates Positive Pay files for more than 200 bank formats. Available on Android, iOS, and web, Checkrun offers customizable checks with logos, watermarks, and a QR code for authenticity checks. The Business subscription is $50 a month, billed monthly, plus a $199 one-time implementation fee. Local check printing and ACH file export cost $0.35 per payment; Print and Mail costs $1.95 per check. A 15-day trial excludes full-layout checks and Print and Mail.

SimpleChex is a web-based service for creating business checks as PDFs with MICR-encoded routing and account numbers. Users can print checks on plain white paper or blank check stock, including Costco NL-VT-compatible stock, or email a PDF for the recipient to print and deposit like a check. The product uses the E-13B MICR font used by bank scanners. Users can save payees and addresses, and add an image or typed signature to checks. SimpleChex logs checks, batches, and emails, and past checks can be reprinted as PDFs. Firm accounts allow unlimited team members, with access scoped to selected businesses or bank accounts. For QuickBooks payroll, users can upload a payroll PDF for a MICR line to be added to each page. The service does not hold, transmit, or process funds; checks clear through the user's existing bank relationship. The free plan is free and allows one business, unlimited bank accounts, 10 checks per month, and one user. Solo costs $5 a month; Firm costs $19 a month and includes up to 10 businesses, with each additional business at $2/mo.