CHS Online vs CommunityPay

CHS Online is cloud-based accounting and management software for cooperative housing societies and resident welfare associations. Society billing can use flat area, parking, tenant charges, recurring cycles, or metered gas and water readings. Accounting tools include ledgers, bank and cash books, journals, debit and credit notes, and bank reconciliation. Member records can cover membership types, shares, parking, tenant documents, powers of attorney, caretakers, loans and liens. Administration tools cover committee roles, fixed assets, document uploads, facility bookings and service provider details. Users can send member broadcasts, circulars, reminders, complaints and requests through email and SMS. Reports include trial balances, balance sheets, income and expenditure, receipts and payments, and outstanding balances by member or wing. Cloud-stored data is accessible online from a computer or mobile device; the mobile application is described as being for members. The service is provided by Four Rays Management Pvt. Ltd., established in 2015. The Trial plan costs nothing for 14 days with limited functionality. Premium costs ₹8 a month per flat, with quarterly subscription payment; Professional costs ₹350 a month, also paid quarterly. GST and online transaction or convenience charges apply to paid plans.

CommunityPay provides payment and accounting infrastructure for community associations, with tools to record transactions and decisions. Its accounting features include double-entry bookkeeping, fund tracking, period locks, financial statements, and board-ready reports. Residents can pay online by ACH or card; vendor payments use Stripe Connect, support batch processing, and create journal entries automatically. Payment controls route journal entries through an enforcement dispatcher that evaluates guards and records decisions. The API can request resale certificates generated from live ledger data and deliver them through HMAC-signed callbacks. Its Legal Corpus API covers statutes, thresholds, and compliance profiles across 50 states plus D.C. QuickBooks and Xero sync are listed as included features. A token-gated CPA portal offers read-only access to scope-restricted sections and logs events. CommunityPay charges $1 per unit per month, with a $100 community minimum and $500 cap; processing fees pass through at cost. The public API is free, while Professional API costs $99 per month.