ChurchSoftware Accounting vs One Church Software

ChurchSoftware Accounting is a free accounting suite for churches, with fund tracking, income and expense records, and financial reporting. It can track designated funds for purposes such as missions, building projects, and benevolence, and record tithes, offerings, donations, bills, payroll, and ministry expenses. Reports include financial statements, giving reports, and custom summaries. Online giving and donations connect to accounting for automatic recordkeeping. The vendor says its core platform is free for eligible 501(c)(3) organizations, including churches, parachurch organizations, nonprofits, and mission organizations, with no fees or trial period. The free core also includes people, groups, and volunteer management; check-in; event registration and forms; a sermon library; a church mobile app; custom reports; and customer support. It runs on Android, iOS, and the web. Optional services have separate listed prices, including a church website for $59/mo and payroll for $25/mo + $9 per employee. The vendor says it serves churches ranging from church plants to multi-site megachurches.

One Church Software’s accounting module provides fund accounting for churches, tracking unlimited restricted and unrestricted funds with real-time balances. Contribution batches post to the general ledger, while Plaid connections import bank transactions multiple times per day. The module handles bills, recurring payables, bulk payments, payment history, and check printing. Churches can make annual budgets by fund and compare them with actual income and expenses. Reports include a Statement of Activities, Balance Sheet, Trial Balance, Budget to Actual, and General Ledger, exportable as PDF or CSV. Accounts receivable invoices can be paid by credit or debit card or ACH through One Church Giving. The accounting module is a separate add-on to a One Church subscription, though the Financial Plan includes it. The add-on costs $36 a month, and the page offers a 30-day trial without a credit card. The accounting page says bank connections are read-only, credentials are not shared with One Church Software, and data is encrypted in transit and at rest.