Clear Verify vs MicroBilt SPOT Employment Locator

Clear Verify is a web service for employment and income verification for employers, employees, and verifiers. The service says it can reduce verification waits from 3–10 days to minutes. Employees can use My Verify to start requests, review employment data, challenge outdated information, and download standard reports. The Verification Inbox lets employers, employees, and verifiers monitor progress, inspect activity logs, and download reports. Employers work with Clear Verify during implementation to arrange automated payroll file uploads, and audit trails record upload changes. The service checks that verifiers are legitimate and credentialed. Clear Verify states that it complies with federal and state CCPA and FCRA regulations, and it requires or encourages multi-factor authentication for sensitive data. The company says it does not sell employee data and shares employment data only with authorized access. Its website is mobile-friendly, while a mobile app is listed as coming soon. The Employers plan costs nothing, with $0 setup fees, $0 monthly fees, and $0 integrations. Commercial verifiers pay a transaction fee for employment and wage data; government verification requests are free.

MicroBilt SPOT Employment Locator identifies a person’s current and past employment by combining consumer lending applications, bank headers, alternative credit-history databases, and compiled third-party data. Reports can cover employment at up to six employers. Listed details include employer names, phone numbers and addresses, a phone-status indicator, and the first and last dates each employer was reported. Access is available through a web interface, batch delivery, and an API. MicroBilt describes the service for collection and recovery professionals locating a workplace, HR and hiring managers conducting employment-history checks, and financial institutions or lenders assessing creditworthiness. The company says its systems use 256-bit encryption with TLS 1.3 and undergo independent third-party audits and vulnerability testing. It also states that consumer credit reports must be used only for permissible purposes and that customers must retain supporting transaction documentation. MicroBilt began in 1978 as Equipment Resources Incorporated and is headquartered in Kennesaw, Georgia. Pricing is on request, with prospective customers directed to a customer success agent.