ClearBank Embedded Banking vs Vodeno Cloud Platform
ClearBank Embedded Banking
clear.bank
Vodeno Cloud Platform
vodeno.comSide by side
| Figure | ClearBank Embedded Banking | Vodeno Cloud Platform |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 7.8 (#10) | 7.0 (#28) |
| Compliance | Partners handle customer-facing onboarding and ongoing monitoring within ClearBank’s oversight framework, while ClearBank sets minimum due diligence standards and retains ultimate regulatory accountability. | The solutions page lists AML and compliance services and says its controls include EBA, GDPR, and ISO standards. |
| Founded | 2016 | 2018 |
| Headquarters | London, United Kingdom | Warsaw, Poland |
| Intended customers | The product is designed for established regulated firms, including fintechs, wealthtechs, corporates and platforms with a proven track record. | Vodeno says the platform serves banks, licence holders, and businesses embedding financial processes for retail and corporate users. |
| Products | The offering includes current accounts, savings accounts, a Flexible Cash ISA, service accounts and operating accounts. | The platform offers accounts, onboarding, payments, cards, savings, lending and Buy Now, Pay Later services. |
| What it does | ClearBank provides regulated banking infrastructure so businesses can offer financial products under their own brand without becoming a bank. | Vodeno Cloud Platform is a cloud-native, API-based Banking-as-a-Service platform for embedding banking services into business ecosystems. |
Plans
In their own words
ClearBank Embedded Banking
ClearBank Embedded Banking has no write-up on Specifiction yet; its figures are above.
Vodeno Cloud Platform
Vodeno Cloud Platform is a cloud-native, API-based Banking-as-a-Service platform for banks, licence holders, and businesses embedding banking services in business ecosystems. Its offerings include accounts, onboarding, payments, cards, savings, lending, and Buy Now, Pay Later. A no-code core banking system lets clients define and automate business processes, while a single API integration accesses an ecosystem of nearly 90 integrated partners. For legacy integration patterns such as SOAP or MQ, the platform provides an Integration Bridge. Vodeno describes KYC/AML and anti-fraud management with 500+ controls, and says client activity is logged chronologically, encrypted with customer-specific keys, and linked using blockchain algorithms. Access to Aion Bank's full banking licence is described as supporting services across 15 EU markets; local IBANs are listed for Belgium, Germany, Poland, and Sweden. Customer apps include iOS, Android, and web, with white-label mobile apps available. The platform serves retail and corporate end users through its customers. Pricing is on request.