CloseZero vs Quipu
CloseZero
closezero.comQuipu
getquipu.comSide by side
| Figure | CloseZero | Quipu |
|---|---|---|
| Price from | Free | €8.50/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 3 | 9 |
| Spec score · Accounting Automation Software | 8.6 (#9) | 8.5 (#12) |
| API | The Scale plan lists a REST API and OAuth apps, and the pricing page says those are live. | Quipu states that it offers an open API for external applications, with API access included in Solution and Premium. |
| Data export | The pricing page says documents are downloadable and a read API is available, while one-click export of the entire ledger is still to be built. | Subscribers can cancel at any time and download their information in Excel along with attached documents. |
| Integrations | The site names Stripe, Brex, Wise, Revolut and HSBC and supports CSV or PDF bank-statement imports. | Official integrations include Stripe, Shopify, WooCommerce, PrestaShop, A3, Sage, Zapier and PayPal. |
| Invoicing | The product supports quotes, invoices, credit notes and recurring invoices with per-entity numbering, local tax rates and Swiss QR bills. | Users can create invoices, quotes, recurring invoices, corrective invoices, pro forma invoices and products without stated quantity limits. |
| Licence | The opened official pages do not identify an open-source licence or publish source code. | The hosted product is proprietary software licensed on a non-transferable, non-exclusive basis without rights to exploit its intellectual property. |
| Product | CloseZero describes itself as AI accounting for scaling startups, with one ledger across entities and currencies and source documents linked to entries. | Quipu is financial management software for self-employed people, companies, and accounting firms in Spain. |
| Self-hosting | The opened official pages describe web access and an API but do not state that self-hosting is available. | Quipu operates exclusively online in the cloud, requires an internet connection and has no local installation. |
| Support | Priority support is included in the Scale plan, and the pricing page provides [email protected]. | Starter includes email support, while Solution includes chat and phone support; the site also offers chat, a video academy, and a help center. |
| What it does | CloseZero presents itself as AI accounting for scaling startups, using one ledger across entities and currencies with each number linked to its source document. | Quipu is cloud invoicing, accounting and treasury software for freelancers, companies and accounting firms. |
Plans
Quipu
- Starter€168 a year
- Solution€300 a year
- Premium€588 a year
- Starter€8.50 a month
- Solution€15 a month
- Solution€15 a month
- Premium€29.50 a month
- Starter€85 a month
- Premium€295 a month
In their own words
CloseZero
CloseZero is an AI accounting service for scaling startups, available through web and API. It brings multiple entities and currencies into one ledger, with source documents linked to entries. Its AI categorizes transactions, matches them to documents, and reconciles them against bank statement lines for review. It can extract vendor, amount, date, and tax details from receipts and supplier invoices, attaching the original file as evidence. The service describes a Stripe connection using a restricted key, lists Brex, Wise, Revolut, and HSBC, and accepts CSV or PDF bank statement imports. P&L, balance sheet, cash, burn, and runway reports update as entries arrive. Investor rooms offer scoped read-only access or point-in-time PDF packs, and access can be revoked. Accountants can work in the ledger and auditors can receive read-only seats; CloseZero says it does not replace either professional. The free plan costs nothing and has no time limit or card requirement below $10,000 MRR or $100,000 raised. Documents can be downloaded and a read API is available, but one-click export of the entire ledger is still to be built.
Quipu
Quipu is cloud-based financial management software for self-employed people, companies, and accounting firms in Spain. It creates invoices and quotes, including recurring invoices and VeriFactu-compliant invoicing. An automatic reader processes invoices and receipts, with monthly scan allowances of 30 on Starter, 250 on Solution, and 350 on Premium. Quipu generates tax forms and provides tax forecasts, including Spanish VAT and income tax forms listed in its plan comparison. Premium includes automatic bank reconciliation, remittances, cash-flow dashboards, and unlimited scenarios and forecasts. The pricing comparison lists Zapier or Make integrations and a native Stripe integration; integrations and API access are included in Solution and Premium. A 15-day free trial gives access to all platform features without requiring a card. Subscribers can cancel at any time and download their information in Excel with attached documents. Quipu says it encrypts personal data, complies with GDPR, stores data on Amazon Web Services, and makes several backups each day. Plans include a mobile app, and listed platforms are Android, iOS, web, and API.