CommunityPay vs Estate Ledger
CommunityPay
communitypay.usEstate Ledger
estateledger.proSide by side
| Figure | CommunityPay | Estate Ledger |
|---|---|---|
| Price from | $1/mo | 2,500 PHP/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 5 | 3 |
| Spec score · HOA Accounting Software | 9.1 (#3) | 7.7 (#14) |
| Accounting | The accounting product provides double-entry bookkeeping, fund tracking, period locks, and board-ready financial reports. | It posts balanced double-entry journal lines and provides a general ledger, vouchers, trial balance, financial statements and period and year-end close. |
| Intended users | The company says it serves HOAs, condominiums, and planned communities, as well as lenders, insurers, title companies, CPAs, and management companies. | The site lists condo corporations, HOAs, landlords, dorms and commercial mixed-use properties as intended users. |
| Security | The Trust Center describes immutable audit trails, encryption at rest, tenant isolation, and consent-gated access as security topics. | The maker says it uses prepared-statement data access, server-side authorization, data-layer-enforced multi-tenancy and an immutable audit log. |
Plans
CommunityPay
- Public APIFree
- CommunityPay platform$1 a month
- CommunityPay Platform$1 a month
- Professional API$99 a month
- Enterprise APIPriced on request
Estate Ledger
- Starter2,500 PHP a month
- Growth6,900 PHP a month
- EnterprisePriced on request
In their own words
CommunityPay
CommunityPay provides payment and accounting infrastructure for community associations, with tools to record transactions and decisions. Its accounting features include double-entry bookkeeping, fund tracking, period locks, financial statements, and board-ready reports. Residents can pay online by ACH or card; vendor payments use Stripe Connect, support batch processing, and create journal entries automatically. Payment controls route journal entries through an enforcement dispatcher that evaluates guards and records decisions. The API can request resale certificates generated from live ledger data and deliver them through HMAC-signed callbacks. Its Legal Corpus API covers statutes, thresholds, and compliance profiles across 50 states plus D.C. QuickBooks and Xero sync are listed as included features. A token-gated CPA portal offers read-only access to scope-restricted sections and logs events. CommunityPay charges $1 per unit per month, with a $100 community minimum and $500 cap; processing fees pass through at cost. The public API is free, while Professional API costs $99 per month.
Estate Ledger
Estate Ledger has no write-up on Specifiction yet; its figures are above.