CommunityPay vs HOA Simplify
CommunityPay
communitypay.usHOA Simplify
hoasimplify.comSide by side
| Figure | CommunityPay | HOA Simplify |
|---|---|---|
| Price from | $1/mo | $49/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 5 | 6 |
| Spec score · HOA Accounting Software | 9.1 (#3) | 8.6 (#6) |
| Accounting | The accounting product provides double-entry bookkeeping, fund tracking, period locks, and board-ready financial reports. | AI Smart Accounting can generate financial reports and budget alerts from natural-language questions and record expenses, payments, and journal entries through chat. |
| Company legal name | The maker identifies itself as CommunityPay, Inc. | The pricing page identifies the operating company as Cramer Tech LLC. |
| Integrations | The pricing page lists QuickBooks and Xero sync as included platform features. | Active integrations listed by the maker are Stripe Connect, QuickBooks Online, AI Smart Import, AI Support Assistant, Resend email and SMS, push notifications, document storage and PWA installation. |
| Security | The Trust Center describes immutable audit trails, encryption at rest, tenant isolation, and consent-gated access as security topics. | The features page lists AES encryption, two-factor authentication, IP allowlisting, session management, secure file storage, automatic backups, and access controls. |
| What it does | CommunityPay provides payments, accounting and financial-risk governance infrastructure for community associations. | HOA Simplify combines dues, documents, votes, maintenance, communications and accounting in one workspace for boards, managers and residents. |
Plans
CommunityPay
- Public APIFree
- CommunityPay platform$1 a month
- CommunityPay Platform$1 a month
- Professional API$99 a month
- Enterprise APIPriced on request
HOA Simplify
- Community$79 a month
- Association$119 a month
- Standard$179 a month
- Premium$379 a month
- Basics$49 a month
- EnterprisePriced on request
In their own words
CommunityPay
CommunityPay provides payment and accounting infrastructure for community associations, with tools to record transactions and decisions. Its accounting features include double-entry bookkeeping, fund tracking, period locks, financial statements, and board-ready reports. Residents can pay online by ACH or card; vendor payments use Stripe Connect, support batch processing, and create journal entries automatically. Payment controls route journal entries through an enforcement dispatcher that evaluates guards and records decisions. The API can request resale certificates generated from live ledger data and deliver them through HMAC-signed callbacks. Its Legal Corpus API covers statutes, thresholds, and compliance profiles across 50 states plus D.C. QuickBooks and Xero sync are listed as included features. A token-gated CPA portal offers read-only access to scope-restricted sections and logs events. CommunityPay charges $1 per unit per month, with a $100 community minimum and $500 cap; processing fees pass through at cost. The public API is free, while Professional API costs $99 per month.
HOA Simplify
HOA Simplify provides a workspace for HOA dues, documents, votes and maintenance requests for boards, managers and residents. Its AI Smart Accounting can produce financial reports and budget alerts from natural-language questions, and record expenses, payments and journal entries through chat. Election tools include quorum tracking, proxy and ranked-choice voting, anonymous results and an election archive. Residents can pay dues, view documents, submit maintenance requests, vote and book amenities through a portal that can be installed as a PWA on mobile devices. Property managers get cross-HOA reporting, reusable dues templates, bulk resident imports and a portfolio activity feed. AI Smart Import accepts CSV files from Buildium, AppFolio, PayHOA or spreadsheets, maps columns automatically, and supports preview and rollback. Stripe payments and QuickBooks Online sync are listed as built in; Slack, Google Calendar, Zapier, DocuSign, Plaid and Twilio are marked coming soon. Community, Association and Standard plans list unit limits of 50, 125 and 200; Premium lists unlimited units. Platform transaction fees apply in addition to Stripe fees.