CommunityPay vs PayHOA
CommunityPay
communitypay.usPayHOA
payhoa.comSide by side
| Figure | CommunityPay | PayHOA |
|---|---|---|
| Price from | $1/mo | $49/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Plans published | 5 | 17 |
| Spec score · HOA Accounting Software | 9.1 (#3) | 8.2 (#9) |
| Accounting | The accounting product provides double-entry bookkeeping, fund tracking, period locks, and board-ready financial reports. | PayHOA supports cash and accrual reporting, transaction coding, chart-of-accounts filtering and financial reports. |
| Integrations | The pricing page lists QuickBooks and Xero sync as included platform features. | Officially listed integrations include Stripe, Plaid, Twilio, Lob, Google Calendar and Western Alliance Bank. |
| Security: encryption | The service uses TLS 1.2 or newer in transit and field-level encryption for stored credentials and bank identifiers. | PayHOA says data is encrypted in transit and at rest with 256-bit encryption. |
| What it does | CommunityPay provides payments, accounting and financial-risk governance infrastructure for community associations. | PayHOA is a cloud HOA and community-association platform covering accounting, communications, payments, documents, violations and homeowner services. |
Plans
CommunityPay
- Public APIFree
- CommunityPay platform$1 a month
- CommunityPay Platform$1 a month
- Professional API$99 a month
- Enterprise APIPriced on request
PayHOA
- 0–25 units$54 a month
- 0–25 units — annualPrice not published
- 26–50 units$65 a month
- 26–50 units — annualPrice not published
- 51–100 units$109 a month
- 51–100 units — annualPrice not published
- 101–150 units$142 a month
- 101–150 units — annualPrice not published
- 151–200 units$186 a month
- 0–25 units annual$49 a month
In their own words
CommunityPay
CommunityPay provides payment and accounting infrastructure for community associations, with tools to record transactions and decisions. Its accounting features include double-entry bookkeeping, fund tracking, period locks, financial statements, and board-ready reports. Residents can pay online by ACH or card; vendor payments use Stripe Connect, support batch processing, and create journal entries automatically. Payment controls route journal entries through an enforcement dispatcher that evaluates guards and records decisions. The API can request resale certificates generated from live ledger data and deliver them through HMAC-signed callbacks. Its Legal Corpus API covers statutes, thresholds, and compliance profiles across 50 states plus D.C. QuickBooks and Xero sync are listed as included features. A token-gated CPA portal offers read-only access to scope-restricted sections and logs events. CommunityPay charges $1 per unit per month, with a $100 community minimum and $500 cap; processing fees pass through at cost. The public API is free, while Professional API costs $99 per month.