Digits vs Quipu
Digits
digits.comQuipu
getquipu.comSide by side
| Figure | Digits | Quipu |
|---|---|---|
| Price from | $65/mo | €8.50/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 3 | 9 |
| Spec score · Accounting Automation Software | 9.0 (#3) | 8.5 (#12) |
| API | Digits Connect API provides programmatic access to its AI-native general ledger through authenticated REST endpoints. | Quipu states that it offers an open API for external applications, with API access included in Solution and Premium. |
| Integrations | Native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon and Reach Reporting, plus more than 12,000 financial institutions through its connections API. | Official integrations include Stripe, Shopify, WooCommerce, PrestaShop, A3, Sage, Zapier and PayPal. |
| Invoicing | The invoicing feature creates, customizes, sends and tracks invoices with payment reminders. | Users can create invoices, quotes, recurring invoices, corrective invoices, pro forma invoices and products without stated quantity limits. |
| Mobile | Digits offers native apps for iPhone and iPad through the App Store. | The listed plans include a mobile app, but the opened maker pages do not state its supported operating systems. |
| Product | Digits describes itself as the first AI-native general ledger for business owners and accountants. | Quipu is financial management software for self-employed people, companies, and accounting firms in Spain. |
| Rating on Apple App Store | 5.0 out of 5 from 10 ratings | 3.1 out of 5 from 73 ratings. |
| Rating on Capterra | 5.0 out of 5 from 1 review | 4.5 out of 5 from 22 reviews. |
| Rating on G2 | 4.9 out of 5 from 8 reviews | 4.3 out of 5 from 3 reviews. |
| Rating on GetApp | 5.0 out of 5 from 1 review | 4.5 out of 5 from 22 reviews. |
| Security | Digits states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. | Quipu says data is encrypted, stored on Amazon Web Services, backed up several times daily and handled under GDPR commitments. |
| What it does | Digits is an AI-native general ledger combining automated bookkeeping, month-end close, bill pay, invoicing and live financials. | Quipu is cloud invoicing, accounting and treasury software for freelancers, companies and accounting firms. |
Plans
Quipu
- Starter€168 a year
- Solution€300 a year
- Premium€588 a year
- Starter€8.50 a month
- Solution€15 a month
- Solution€15 a month
- Premium€29.50 a month
- Starter€85 a month
- Premium€295 a month
In their own words
Digits
Digits is a cloud general ledger for business owners and accountants, combining automated books, month-end close, bill pay, invoicing, and real-time financials. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews around the clock. The platform supports cash and accrual accounting, journal entry and reconciliation automation, close task management, multi-entity support, and an audit trail. Digits Connect links with more than 12,000 financial institutions, and native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay uses OCR to extract invoice details and supports vendor payments by ACH or check. A Developer API and MCP server can connect the ledger to tools such as ChatGPT and Claude. Digits offers web and API access plus native iPhone and iPad apps. It states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. The service is currently limited to U.S.-based businesses using U.S. financial institutions and supports USD only. Essentials costs $65 a month, and a 30-day trial is available.
Quipu
Quipu is cloud-based financial management software for self-employed people, companies, and accounting firms in Spain. It creates invoices and quotes, including recurring invoices and VeriFactu-compliant invoicing. An automatic reader processes invoices and receipts, with monthly scan allowances of 30 on Starter, 250 on Solution, and 350 on Premium. Quipu generates tax forms and provides tax forecasts, including Spanish VAT and income tax forms listed in its plan comparison. Premium includes automatic bank reconciliation, remittances, cash-flow dashboards, and unlimited scenarios and forecasts. The pricing comparison lists Zapier or Make integrations and a native Stripe integration; integrations and API access are included in Solution and Premium. A 15-day free trial gives access to all platform features without requiring a card. Subscribers can cancel at any time and download their information in Excel with attached documents. Quipu says it encrypts personal data, complies with GDPR, stores data on Amazon Web Services, and makes several backups each day. Plans include a mobile app, and listed platforms are Android, iOS, web, and API.