Digits vs SBKA
Digits
digits.comSBKA
sbka.euSide by side
| Figure | Digits | SBKA |
|---|---|---|
| Price from | $65/mo | €490/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | — | Yes |
| API | Yes | — |
| Plans published | 3 | 4 |
| Spec score · AI Accounting Software | 8.9 (#3) | 7.8 (#20) |
| AI bookkeeping | Its AI categorizes transactions continuously, learns from user corrections and performs bookkeeping around the clock. | Users can describe a transaction and SBKA drafts a bookkeeping entry for them to review and approve. |
| Product | Digits describes itself as the first AI-native general ledger for business owners and accountants. | SBKA is an AI-assisted bookkeeping platform for small businesses in the EU. |
| Security | Digits states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. | The privacy policy says documents and sensitive database fields are encrypted with AES-256-GCM, communications use TLS 1.2+, and personal data is pseudonymized before AI analysis. |
Plans
In their own words
Digits
Digits is a cloud general ledger for business owners and accountants, combining automated books, month-end close, bill pay, invoicing, and real-time financials. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews around the clock. The platform supports cash and accrual accounting, journal entry and reconciliation automation, close task management, multi-entity support, and an audit trail. Digits Connect links with more than 12,000 financial institutions, and native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay uses OCR to extract invoice details and supports vendor payments by ACH or check. A Developer API and MCP server can connect the ledger to tools such as ChatGPT and Claude. Digits offers web and API access plus native iPhone and iPad apps. It states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. The service is currently limited to U.S.-based businesses using U.S. financial institutions and supports USD only. Essentials costs $65 a month, and a 30-day trial is available.
SBKA
SBKA is an AI-assisted bookkeeping platform for small businesses in the EU, available on web, Android, and iOS through an installable PWA. Users can describe a transaction for SBKA to draft a bookkeeping entry, which they review and approve. It also analyzes uploaded or emailed invoices and receipts, and matches imported CSV bank statements. Reports cover income, balance, VAT, and SIE/SAF-T. The platform supports 39 currencies, daily ECB exchange rates, and historical rates from 2006; it lists support for 13 EU countries. Users can export data as JSON. SBKA says documents and sensitive database fields are encrypted with AES-256-GCM, communications use TLS 1.2+, and personal data is pseudonymized before AI analysis. Two-factor authentication is mandatory, and users are responsible for reviewing AI suggestions before saving them. Plans are Enskild at €490 a month, Start at €1,590 a month, Företag at €3,490 a month, and Byrå at €12,990 a month. A 10-day trial is available; some freemail registrations require a credit card to activate it.