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SBKA

sbka.eu

From €490/mo Free trial WebiOSAndroid
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Spec score 7.8 #20 of 32 in AI Accounting Software

What it is

SBKA is an AI-assisted bookkeeping platform for small businesses in the EU, available on web, Android, and iOS through an installable PWA. Users can describe a transaction for SBKA to draft a bookkeeping entry, which they review and approve. It also analyzes uploaded or emailed invoices and receipts, and matches imported CSV bank statements. Reports cover income, balance, VAT, and SIE/SAF-T. The platform supports 39 currencies, daily ECB exchange rates, and historical rates from 2006; it lists support for 13 EU countries. Users can export data as JSON. SBKA says documents and sensitive database fields are encrypted with AES-256-GCM, communications use TLS 1.2+, and personal data is pseudonymized before AI analysis. Two-factor authentication is mandatory, and users are responsible for reviewing AI suggestions before saving them. Plans are Enskild at €490 a month, Start at €1,590 a month, Företag at €3,490 a month, and Byrå at €12,990 a month. A 10-day trial is available; some freemail registrations require a credit card to activate it.

Spec sheet

Product
SBKA is an AI-assisted bookkeeping platform for small businesses in the EU.Read 4 Oct 2026 · sbka.eu
Security
The privacy policy says documents and sensitive database fields are encrypted with AES-256-GCM, communications use TLS 1.2+, and personal data is pseudonymized before AI analysis.Read 4 Oct 2026 · sbka.eu
Account security
Two-factor authentication is mandatory, according to SBKA's terms.Read 4 Oct 2026 · sbka.eu
AI bookkeeping
Users can describe a transaction and SBKA drafts a bookkeeping entry for them to review and approve.Read 4 Oct 2026 · sbka.eu
AI review
SBKA's terms state that users are responsible for reviewing and approving AI-generated suggestions before they are saved.Read 4 Oct 2026 · sbka.eu
Availability
SBKA says it strives for 99.9% availability but does not guarantee uninterrupted service.Read 4 Oct 2026 · sbka.eu
Bank statements
Users can import CSV bank statements, which SBKA matches and imports.Read 4 Oct 2026 · sbka.eu
Currencies
SBKA supports 39 currencies with daily ECB exchange rates and historical rates from 2006.Read 4 Oct 2026 · sbka.eu
Data export
Users can export their data in JSON format through account settings.Read 4 Oct 2026 · sbka.eu
Data location and processors
The privacy policy names Hetzner for hosting and storage in Finland and Germany, Stripe for payments, and Anthropic for AI analysis using pseudonymized data and EU endpoints.Read 4 Oct 2026 · sbka.eu
Document capture
SBKA analyzes invoices and receipts uploaded as documents or forwarded to an organization's unique email address.Read 4 Oct 2026 · sbka.eu
Mobile access
SBKA is a PWA that users can install on a phone without an app store.Read 4 Oct 2026 · sbka.eu
Regional support
The site lists support for 13 EU countries: SE, FI, NO, DK, DE, AT, FR, PT, BE, EE, LV, LT, and PL.Read 4 Oct 2026 · sbka.eu
Reports
The platform provides income, balance, VAT, and SIE/SAF-T reports.Read 4 Oct 2026 · sbka.eu
Trial condition
A credit card is required to activate the 10-day trial when registering with a freemail address such as Gmail, Yahoo, or Hotmail.Read 4 Oct 2026 · sbka.eu

Plans and prices

Enskild €490 a month Monthly; save 15% with annual payment. 1 organisation · 75 verifikationer/mån · Full AI-assistans Read 4 Oct 2026 · sbka.eu
Start €1,590 a month Monthly; save 15% with annual payment. 1 organisation · 200 verifikationer/mån · Full AI-assistans Read 4 Oct 2026 · sbka.eu
Företag €3,490 a month Monthly; save 15% with annual payment. 5 organisationer · 550 verifikationer/mån · Prioriterad support Read 4 Oct 2026 · sbka.eu
Byrå €12,990 a month Monthly; save 15% with annual payment. Obegränsade organisationer · 2 500 verifikationer/mån · Klienthantering Read 4 Oct 2026 · sbka.eu

Every SBKA plan and price →

Strong points and limits

Strong points

  • Drafts bookkeeping entries from transaction descriptions
  • Imports CSV bank statements for matching
  • Supports 39 currencies and 13 listed countries
  • Offers JSON data export

Limits

  • AI suggestions require user review and approval
  • Freemail trial registration may require a credit card
  • No free plan

Who it suits

SBKA suits small businesses in the listed EU countries that want bookkeeping assistance, document capture, bank statement matching, and financial reports. Its higher plans include multiple organisations or client management.

Verdict

SBKA pairs transaction and document processing with reports, bank statement matching, and currency support. Users should account for their review responsibility and check whether the listed country coverage and plan allowances fit their needs.

Where Specifiction places it

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