Expensify vs Happay

Expensify is expense and spend management software for expense reports, corporate cards, travel booking, reimbursements, bill pay, invoicing and chat. SmartScan extracts receipt details, codes expenses, matches card transactions when available and flags prohibited purchases at the line-item level. Expensify Travel supports policy-controlled booking for flights, hotels, cars and rail. Customers can import card feeds from more than 10,000 banks without adopting the Expensify Card. Listed integrations span accounting, ERP, HR, payroll, travel, banking and consumer apps, including QuickBooks, NetSuite, Xero, Sage Intacct, Workday and Gusto; a self-service API is free. The free Submit plan includes receipt scanning, mileage tracking, expense reports and personal card import. Collect is listed at $5 a month per unique member for customers whose first workspace was created on or after April 1, 2025. Expensify states it is PCI-DSS Level 1, SOC 1 Type II and SOC 2 Type II compliant. It is not an accounting ledger, tax filing service, bank or credit issuer.

Happay is a cloud-based business spend management platform for corporate spending, expense claims, reimbursements, and spending insights. Its products include travel and expense management, fleet management, petty cash, employee tax benefits, invoice-to-pay, and travel self-booking. Xpendite collects expense data from six or more sources, while receipt scanning supports expense reporting. SmartAudit flags policy violations and duplicate bills; Happay says its GST engine captures and verifies receipt tax details. ApprovNow provides real-time updates to approvers, employees, and finance teams. Travelers can book flights, hotels, and cabs through the Self Booking Tool. Listed ERP and HRMS integrations include SAP, Oracle, NetSuite, Microsoft Dynamics, Tally, Ramco, and Workday, with bidirectional sync. Happay describes the platform as ISO 27001 and SOC 2 certified, with encryption, SSO, open APIs, and role-based access. It supports multiple approval levels, cost centers, mileage reimbursement, per diem, and bank payouts. The listed platforms are Android, iOS, and web. Pricing is on request, though a free Epic plan is also listed.