Expensify vs Ramp Mileage Reimbursement

Expensify is expense and spend management software for expense reports, corporate cards, travel booking, reimbursements, bill pay, invoicing and chat. SmartScan extracts receipt details, codes expenses, matches card transactions when available and flags prohibited purchases at the line-item level. Expensify Travel supports policy-controlled booking for flights, hotels, cars and rail. Customers can import card feeds from more than 10,000 banks without adopting the Expensify Card. Listed integrations span accounting, ERP, HR, payroll, travel, banking and consumer apps, including QuickBooks, NetSuite, Xero, Sage Intacct, Workday and Gusto; a self-service API is free. The free Submit plan includes receipt scanning, mileage tracking, expense reports and personal card import. Collect is listed at $5 a month per unique member for customers whose first workspace was created on or after April 1, 2025. Expensify states it is PCI-DSS Level 1, SOC 1 Type II and SOC 2 Type II compliant. It is not an accounting ledger, tax filing service, bank or credit issuer.

Ramp Mileage Reimbursement tracks employee trips, calculates reimbursable distance, applies mileage rates, and routes claims for approval. Employees can record trips with live GPS, calculate routes through Google Maps, or enter mileage manually. The service can deduct commuting miles when required, and policies can require a memo or trip purpose and use multi-layer approvals; submitters cannot approve their own expenses. Approved reimbursements are paid by ACH or international wire, and Ramp says most arrive within three business days. Built-in local mileage rates are available for the United States, United Kingdom, Canada, Germany, France, Spain, Australia, Ireland, and Poland. Approved claims sync automatically to an accounting provider, with listed integrations including QuickBooks Online, Xero, NetSuite, Sage Intacct, and Microsoft Dynamics 365 Business Central. The product runs on web, iOS, and Android. Ramp offers a free plan for domestic reimbursements and a 30-day trial; paid plans start at $15/user/mo, plus a platform fee based on team size for Ramp Plus. The product is aimed at finance teams handling employee mileage within corporate spend.