Expensify vs Zoho Expense
Expensify
expensify.com
Zoho Expense
zoho.comSide by side
| Figure | Expensify | Zoho Expense |
|---|---|---|
| Price from | $5/mo | $4/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | Yes |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 4 |
| Spec score · Restaurant Expense Management Software | 9.4 (#1) | 8.6 (#5) |
| Spec score · Budgeting And Expense Tracking | 9.3 (#1) | 8.6 (#5) |
| Spec score · Expense Reimbursement Software | 9.2 (#2) | 8.6 (#6) |
| Spec score · Expense Report Software | 9.2 (#1) | 8.6 (#2) |
| Spec score · Expense Management | 9.2 (#2) | 8.6 (#7) |
| Spec score · Financial Operations (FinOps) Software | 9.3 (#2) | 8.6 (#8) |
| Spec score · Mileage Tracking Software | 9.3 (#4) | 8.6 (#13) |
| Spec score · Expense Tracking | 9.2 (#3) | 8.6 (#7) |
| Founded | 2008 | 1996 |
| Headquarters | 88 Kearny St, Suite 1600, San Francisco, California 94108, United States | Chennai, India |
| Integrations | The service lists 50-plus integrations spanning accounting, ERP, HR, payroll, travel, banking and consumer applications, including QuickBooks, NetSuite, Xero, Sage Intacct, Gusto, Workday, Uber and Lyft. | The product page lists integrations including QuickBooks, Sage, Xero, Oracle, SAP, Zoho Books, Zoho CRM, Slack, and Microsoft Teams. |
| Rating on Apple App Store | 4.6 out of 5 from 157K ratings. | 4.8 out of 5 from 8,100 ratings |
| Rating on Capterra | 4.5 out of 5 from 1,393 reviews. | 4.6 out of 5 from 1,228 reviews |
| Rating on G2 | 4.5 out of 5 from 5,685 reviews. | 4.5 out of 5 from 1,542 reviews |
| Rating on Gartner Peer Insights | 4.3 out of 5 from 156 ratings. | 4.5 out of 5 from 145 ratings |
| Rating on GetApp | 4.5 out of 5 from 1,385 verified reviews. | 4.6 out of 5 from 1,228 reviews |
| Rating on TrustRadius | 9 out of 10 from 601 reviews and ratings. | 8.9 out of 10 from 28 reviews |
| Security | Expensify states that it is PCI-DSS Level 1, SOC 1 Type II, and SOC 2 Type II compliant, with external grey box testing. | Zoho says its services encrypt customer data at rest and in transit and logically separate each customer's data. |
| Support | Concierge AI screens inquiries, answers many using its help documentation, and escalates other inquiries to human responders and Success Coaches. | The pricing page lists email support for Free, email and call support for Standard, and around-the-clock priority global support for Custom. |
| Travel | Expensify Travel supports flight, hotel, car and rail booking with policy-driven approvals and centralized payment. | Premium includes employee self-booking, global hotel and flight inventory, guest booking, and a built-in travel desk management tool. |
| What it does | Expensify is a spend and expense management platform covering expense reports, receipt capture, corporate cards, travel booking, bill pay, invoicing and reimbursements. | Zoho Expense is a cloud travel and expense platform covering receipt capture, expense reports, approvals, cards, travel booking and reimbursement. |
Plans
Expensify
- SubmitFree
- SubmitFree
- Collect$5 a month
- Collect$5 a month
- Control (annual with Expensify Card)$9 a month
- Control (annual without Expensify Card)$18 a month
- Control$36 a month
- Control (pay per use)$36 a month
Zoho Expense
- FreeFree
- Standard$4 a month
- Premium$6 a month
- CustomPriced on request
In their own words
Expensify
Expensify is expense and spend management software for expense reports, corporate cards, travel booking, reimbursements, bill pay, invoicing and chat. SmartScan extracts receipt details, codes expenses, matches card transactions when available and flags prohibited purchases at the line-item level. Expensify Travel supports policy-controlled booking for flights, hotels, cars and rail. Customers can import card feeds from more than 10,000 banks without adopting the Expensify Card. Listed integrations span accounting, ERP, HR, payroll, travel, banking and consumer apps, including QuickBooks, NetSuite, Xero, Sage Intacct, Workday and Gusto; a self-service API is free. The free Submit plan includes receipt scanning, mileage tracking, expense reports and personal card import. Collect is listed at $5 a month per unique member for customers whose first workspace was created on or after April 1, 2025. Expensify states it is PCI-DSS Level 1, SOC 1 Type II and SOC 2 Type II compliant. It is not an accounting ledger, tax filing service, bank or credit issuer.
Zoho Expense
Zoho Expense is travel and expense management software for capturing expenses, organizing reports, routing approvals, and managing spend. It is available on Android, iOS, and the web, with an API also listed. Receipt capture uses AI-powered OCR, and Standard supports itemized receipt capture in 38+ languages. That plan also includes corporate card management and real-time Visa and Mastercard feeds. Premium adds employee self-booking, global hotel and flight inventory, guest booking, and a built-in travel desk tool.
Listed integrations include QuickBooks, Sage, Xero, Oracle, SAP, Zoho Books, Zoho CRM, Slack, and Microsoft Teams. Zoho says customer data is encrypted at rest and in transit and logically separated; its listed compliance standards include ISO 27001, ISO 27017, ISO 27018, SOC 2 Type II, and GDPR. The Free plan is free for up to three users, with 20 receipt scans per user each month. Standard starts at $3 per user/month billed annually and has a 200-scan monthly limit per user; Premium starts at $5 per user/month billed annually and has a 1,000-scan limit. A 14-day free trial does not require credit card information.