finAPI vs Method Financial
finAPI
finapi.ioMethod Financial
methodfi.comSide by side
| Figure | finAPI | Method Financial |
|---|---|---|
| Price from | €60/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 0 |
| Spec score · Bank Connectivity Software | 8.1 (#10) | 7.3 (#33) |
| Founded | 2008 | 2021 |
| Integrations | The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections. | Method lists SoFi, Bilt, Aven, Happy Money, and Cleo as companies using its products in customer examples. |
| Intended customers | finAPI describes its customers as banks, financial service companies, fintechs and companies from other sectors. | Method presents its products for fintechs, lenders, banks, credit unions, personal finance providers, and commerce use cases. |
| Payments | The Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits. | Method Pay supports loan payoff, bill payment, and balance transfers, with payment tracking from pending to posted. |
| Support | The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request. | Method directs users to [email protected] for more comprehensive security and compliance information and Trust Center help. |
| What it does | finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications. | Method provides financial account connectivity and embedded payments for consumer credit and liability accounts. |
Plans
finAPI
- Access B2C — basic licence, up to 200 users€60 a month
- Data Intelligence PG A — basic licence to 200 calls€80 a month
- finAPI Demobank Lite€99 a month
- Access B2X — basic licence, up to 200 users€100 a month
In their own words
Method Financial
Method Financial has no write-up on Specifiction yet; its figures are above.