Method Financial

Spec sheet

What it does

Method provides financial account connectivity and embedded payments for consumer credit and liability accounts.Read 4 Oct 2026 · methodfi.com

Product

Method provides connectivity to consumer credit and liability accounts with embedded payments, real-time account data, and one-click checkout.Read 4 Oct 2026 · methodfi.com

Integrations

Method lists SoFi, Bilt, Aven, Happy Money, and Cleo as companies using its products in customer examples.Read 4 Oct 2026 · methodfi.com

Security

Method's Trust Center lists CCPA, GLBA, PCI DSS, and SOC 2 Type 2 compliance frameworks and certifications.Read 4 Oct 2026 · security.methodfi.com

Support

Method directs users to [email protected] for more comprehensive security and compliance information and Trust Center help.Read 4 Oct 2026 · security.methodfi.com

Founded

2021Read 28 Sep 2026 · methodfi.com

Company

Method's legal terms identify the business as Forward Lending, Inc. d/b/a Method Financial.Read 4 Oct 2026 · methodfi.com

Account connection

Method Connect links multiple liability and credit accounts with a single authentication without requiring account credentials.Read 4 Oct 2026 · methodfi.com

Account coverage

Method Connect can access liabilities including mortgages, student loans, auto loans, personal loans, and credit cards.Read 4 Oct 2026 · methodfi.com

Alerts

Method says its push notifications can report balance changes, new accounts, delinquency, and more than 300 other data points.Read 4 Oct 2026 · methodfi.com

Commercial availability

The product pages invite prospective customers to book a demo; they do not state prices on the pages reviewed.Read 4 Oct 2026 · methodfi.com

Company scale

Method’s About page states that its services have connected 55M+ users and processed $1B+ in payments per month.Read 4 Oct 2026 · methodfi.com

Connection flow

Method says users can connect credit and liability accounts using their name and phone, with consent and without providing login credentials.Read 4 Oct 2026 · methodfi.com

Credential handling

Method says customers do not need to collect users' sensitive account credentials because Method handles data security and privacy compliance.Read 4 Oct 2026 · methodfi.com

Dashboard

Method describes a team dashboard for onboarding users, paying off balances, reconciling accounts, and managing API access.Read 4 Oct 2026 · methodfi.com

Data coverage

Method says it provides real-time data across 20,000+ financial institutions and systems of record through one API.Read 4 Oct 2026 · methodfi.com

Data features

Its data includes liability balances and due dates, card details, property and vehicle information, near-real-time transaction data, and behavioral or risk indicators.Read 4 Oct 2026 · methodfi.com

Evergreen connections

Method says users’ liability data can be refreshed on demand or ongoing, and connections remain active unless revoked.Read 4 Oct 2026 · methodfi.com

Intended customers

Method presents its products for fintechs, lenders, banks, credit unions, personal finance providers, and commerce use cases.Read 4 Oct 2026 · methodfi.com

Payment compliance

Method says it handles PCI compliance and regulatory requirements across payment rails.Read 4 Oct 2026 · methodfi.com

Payments

Method Pay supports loan payoff, bill payment, and balance transfers, with payment tracking from pending to posted.Read 4 Oct 2026 · methodfi.com

Pricing and sales

The site directs prospective customers to book a demo and does not publish plan prices on the pages reviewed.Read 4 Oct 2026 · methodfi.com

Real-time data

Method Data provides balances, due dates, credit limits, interest rates, transactions, payoff quotes, and other account details.Read 4 Oct 2026 · methodfi.com

Security and compliance

The Trust Center lists CCPA, GLBA, PCI DSS, and SOC 2 Type 2 among its compliance frameworks and certifications.Read 4 Oct 2026 · security.methodfi.com

Trust review

The Trust Center provides access to security and compliance information by request and lists [email protected] for inquiries.Read 4 Oct 2026 · security.methodfi.com

Where Specifiction places it

• Bank Connectivity Software#33 of 717.3
• Financial Data APIs#22 of 287.3