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SPECIFICTION
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finAPI vs Pluggy

finAPI

finapi.io

Pluggy

pluggy.ai

Side by side

FigurefinAPIPluggy
Price from€60/mo2.50 BRL/mo
Free plan——
Free trialYesYes
Open source——
WebYesYes
APIYesYes
Plans published42
Spec score · Bank Connectivity Software8.1 (#10)7.7 (#23)
Founded20082019
HeadquartersMunich, GermanySão Paulo, Brazil
IntegrationsThe Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections.Pluggy lists Conta Azul, Nibo, MarketUP, Kamino, Cloud Gym, TOTVS, Ottimizza, Bom Controle, F360, and Granatum as customer platforms.
PaymentsThe Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits.Its Payments product supports Pix initiation, one-time charges, recurring Pix Automatic payments, and cash management.
SupportThe pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request.Pluggy offers ticket support and a Discord community, with specialized technical support and ticket SLA for Pro and Enterprise customers.

Plans

finAPI

  • Access B2C — basic licence, up to 200 users€60 a month
  • Data Intelligence PG A — basic licence to 200 calls€80 a month
  • finAPI Demobank Lite€99 a month
  • Access B2X — basic licence, up to 200 users€100 a month

finAPI pricing →

Pluggy

  • Dados2.50 BRL a month
  • Pagamentos500 BRL a month

Pluggy pricing →

In their own words

finAPI

finAPI has no write-up on Specifiction yet; its figures are above.

Visit finapi.io

Pluggy

Pluggy has no write-up on Specifiction yet; its figures are above.

Visit pluggy.ai