Finix vs TabaPay Platform
Finix
finix.comTabaPay Platform
tabapay.comSide by side
| Figure | Finix | TabaPay Platform |
|---|---|---|
| Price from | $250/mo | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Embedded Payments Platforms | 7.8 (#8) | 7.5 (#17) |
| Payment methods | Finix lists cards, bank accounts, digital wallets, and ACH among the payment methods available for online payments. | It supports accepting and paying out through cards and bank accounts. |
| Support | The direct merchant pricing page lists dedicated implementation manager and developer support, plus 24/7 emergency support, among its additional benefits. | TabaPay describes white-glove onboarding and responsive support staff who provide ongoing fraud monitoring and guidance. |
Plans
Finix
- Direct Merchants — Standard$250 a month
- Custom pricingPriced on request
- Platforms — StandardPriced on request
In their own words
Finix
Finix is a payments platform for businesses that accept payments or build payment operations into their own products. Its API and dashboard support online and in-person payments, with online methods including cards, bank accounts, digital wallets, and ACH. Payment Links, a Virtual Terminal, and invoices let businesses take or request payments from the dashboard without a custom integration. Recurring billing tools cover subscriptions, installment payments, membership fees, and recurring donations. Finix lists ecommerce integrations for Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop, and OpenCart. Its tokenization system is described as PCI-compliant, and its Trust Center provides security and compliance information, including PCI DSS, SOC 1, and SOC 2 reports. The direct merchant Standard plan is $250 a month; transaction and other fees also apply. Listed fees include $30.00 per dispute and a $35.00 monthly PCI non-compliance fee until remediated. A starting price is listed as $2.50/mo.
TabaPay Platform
TabaPay Platform provides instant money movement for regulated businesses through one API for accepting payments, sending payouts, and monitoring transactions. Card and bank-account flows can use Visa, Mastercard, Discover, RTP, FedNow, and ACH rails. Fraud capabilities include user verification, detection, monitoring, and prevention using data from over 100 million cards, with KYC/KYB and AVS, ANI, and 3DS authentication tools. The TabaPay Portal lets clients view transactions, reports, and invoices, manage users, and download reports. TabaPay lists 20+ bank partners, PCI Level 1, SOC 1 Type II, SOC 2 Type II, and money transmitter licenses. The service names lending, gaming, payroll, digital banking, healthcare, insurance, remittance, platforms, and recurring billing as use cases. The API is not public: integrators must contact TabaPay, complete authentication and IP whitelisting, and obtain Sandbox access. REST, HTTPS, API-key authentication, and JSON are used. Pricing is on request.