Helcim vs NAB Easy Tap
Helcim
helcim.comNAB Easy Tap
nab.com.auSide by side
| Figure | Helcim | NAB Easy Tap |
|---|---|---|
| Price from | $0.40/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | — |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 6 | 1 |
| Spec score · Mobile Payment Processing Software | 9.3 (#1) | 7.5 (#14) |
| Security | Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. | NAB says Easy Tap payments use security designed for mobile payments and are processed by NAB. |
| What it does | Helcim is a payment-processing platform for small and medium-sized businesses accepting card, debit and ACH/EFT payments online and in person. | NAB Easy Tap turns an Android device into a payment terminal for accepting contactless payments on the go. |
Plans
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
In their own words
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.
NAB Easy Tap
NAB Easy Tap turns an eligible Android device into a contactless payment terminal, so a separate reader is not required. Its Pay as you go plan is free, with a fee charged only when you take a payment and no setup or terminal hardware fees. The 1.30% per tap rate applies to eligible Visa, Mastercard and eftpos transactions; Apple Pay, Google Wallet and Samsung Pay are also listed payment methods. The app requires an NFC-enabled device running Android 14 or later and an internet connection, and it cannot accept offline payments. Users can view transactions, daily totals and daily, weekly and quarterly sales reports. NAB says transactions settled to a NAB Business Everyday Account before 9:30pm AEST/AEDT receive same-day settlement, seven days a week. Easy Tap does not integrate with existing accounting software. Applicants need an active ABN and an eligible business or organization role, and must meet NAB's merchant-facility history condition.