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SPECIFICTION
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NAB Easy Tap

nab.com.au

Free plan WebAndroid
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Spec score 7.5 #14 of 27 in Mobile Payment Processing Software

What it is

NAB Easy Tap turns an eligible Android device into a contactless payment terminal, so a separate reader is not required. Its Pay as you go plan is free, with a fee charged only when you take a payment and no setup or terminal hardware fees. The 1.30% per tap rate applies to eligible Visa, Mastercard and eftpos transactions; Apple Pay, Google Wallet and Samsung Pay are also listed payment methods. The app requires an NFC-enabled device running Android 14 or later and an internet connection, and it cannot accept offline payments. Users can view transactions, daily totals and daily, weekly and quarterly sales reports. NAB says transactions settled to a NAB Business Everyday Account before 9:30pm AEST/AEDT receive same-day settlement, seven days a week. Easy Tap does not integrate with existing accounting software. Applicants need an active ABN and an eligible business or organization role, and must meet NAB's merchant-facility history condition.

Spec sheet

What it does
NAB Easy Tap turns an Android device into a payment terminal for accepting contactless payments on the go.Read 8 Oct 2026 · nab.com.au
Security
NAB says Easy Tap payments use security designed for mobile payments and are processed by NAB.Read 8 Oct 2026 · nab.com.au
Accepted cards
The 1.30% per tap rate applies to eligible Visa, Mastercard and eftpos transactions.Read 8 Oct 2026 · nab.com.au
Accounting integrations
NAB says Easy Tap does not integrate with existing accounting software.Read 8 Oct 2026 · nab.com.au
Application support
NAB says it will call after an enquiry within one business day, and applicants can also call 1300 338 767.Read 8 Oct 2026 · nab.com.au
Developer
NAB's Merchant Support Centre identifies Quest Payment Systems as the developer of the Easy Tap app.Read 8 Oct 2026 · nab.com.au
Device requirements
The app requires an NFC-enabled Android device running Android 14 or later and an internet connection.Read 8 Oct 2026 · nab.com.au
Maker history
NAB says it became National Australia Bank when the National Bank of Australasia and the Commercial Banking Company of Sydney merged on 1 October 1981.Read 8 Oct 2026 · nab.com.au
Product support
NAB Easy Tap support is available seven days a week from 7am to 7pm AEST/AEDT at 1300 369 852.Read 8 Oct 2026 · nab.com.au
Receipts and reports
NAB says users can view transactions, daily totals, and daily, weekly and quarterly sales reports.Read 8 Oct 2026 · nab.com.au
Settlement
Transactions settled to a NAB Business Everyday Account before 9:30pm AEST/AEDT receive same-day settlement, seven days a week.Read 8 Oct 2026 · nab.com.au
Who can apply
Applicants need an active ABN and must be a business owner, director of an Australian private company, or office holder for a not-for-profit or community organisation; they must not have had an Australian financial institution terminate a merchant facility in the previous 12 months.Read 8 Oct 2026 · nab.com.au

Plans and prices

NAB Easy Tap Free Pay as you go; fee charged only when you take a payment No setup fee · No terminal hardware fees · Eligible Visa, Mastercard and eftpos transactions Read 8 Oct 2026 · nab.com.au

Every NAB Easy Tap plan and price →

Strong points and limits

Strong points

  • No separate reader is required
  • No setup or terminal hardware fees
  • Reports cover daily, weekly and quarterly sales
  • Same-day settlement available under stated conditions

Limits

  • Requires Android 14 or later and internet
  • Offline payments are not supported
  • Does not integrate with existing accounting software
  • No free plan

Who it suits

It suits eligible Australian businesses or organizations that want to take contactless payments using an NFC-enabled Android device. Applicants must have an active ABN and meet NAB's role and merchant-history requirements.

Verdict

Easy Tap replaces a separate reader with an Android device and charges only when a payment is taken. Check device, applicant and settlement requirements, and note the lack of offline acceptance and accounting integrations.

Where Specifiction places it

Alternatives to NAB Easy TapAll alternatives →