NAB Easy Tap vs SwipeSimple
NAB Easy Tap
nab.com.au
SwipeSimple
swipesimple.comSide by side
| Figure | NAB Easy Tap | SwipeSimple |
|---|---|---|
| Price from | Free | $19.95/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | Yes | Yes |
| Plans published | 1 | 11 |
| Spec score · Mobile Payment Processing Software | 7.5 (#14) | 8.5 (#4) |
| Security | NAB says Easy Tap payments use security designed for mobile payments and are processed by NAB. | SwipeSimple states that its systems are designed for PCI DSS compliance and enforce HTTPS, HSTS, and 256-bit encryption. |
| What it does | NAB Easy Tap turns an Android device into a payment terminal for accepting contactless payments on the go. | SwipeSimple is a payments and small-business management platform for accepting cards and running payment operations. |
Plans
SwipeSimple
- SwipeSimple Connect ZeroFree
- SwipeSimple Connect — card-present processing$2.61, paid once
- SwipeSimple Connect card-present processing$2.61, paid once
- SwipeSimple Connect — card-not-present processing$3.51, paid once
- SwipeSimple Connect card-not-present processing$3.51, paid once
- QuickBooks Online Sync$19.95 a month
- SwipeSimple Appointments$29.95 a month
- Bluetooth card reader$49, paid once
- Text Loyalty & Reviews Starter$59.99 a month
- Text Loyalty & Reviews Standard$95.95 a month
In their own words
NAB Easy Tap
NAB Easy Tap turns an eligible Android device into a contactless payment terminal, so a separate reader is not required. Its Pay as you go plan is free, with a fee charged only when you take a payment and no setup or terminal hardware fees. The 1.30% per tap rate applies to eligible Visa, Mastercard and eftpos transactions; Apple Pay, Google Wallet and Samsung Pay are also listed payment methods. The app requires an NFC-enabled device running Android 14 or later and an internet connection, and it cannot accept offline payments. Users can view transactions, daily totals and daily, weekly and quarterly sales reports. NAB says transactions settled to a NAB Business Everyday Account before 9:30pm AEST/AEDT receive same-day settlement, seven days a week. Easy Tap does not integrate with existing accounting software. Applicants need an active ABN and an eligible business or organization role, and must meet NAB's merchant-facility history condition.
SwipeSimple
SwipeSimple provides payment acceptance tools for small businesses across Android, iOS, and web, with mobile, terminal, and computer-based processing. Its mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards; it can also accept payments offline when cell reception is poor. Businesses can manage customers, review purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel. Invoices can be emailed or texted, shared as links, saved as drafts, and configured with automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews, while SwipeSimple says it has no public API or third-party integrations. Connect Zero is $0.00 per free for eligible businesses, with card-paying customers covering a 3.5% card fee. Card-present processing is $2.61; card-not-present processing is $3.51. SwipeSimple is commonly sold with a merchant account and processing agreement through a provider, which handles account support and billing questions.