Helcim vs STEPpay Virtual Terminal
Helcim
helcim.comSTEPpay Virtual Terminal
coalescesolutions.comSide by side
| Figure | Helcim | STEPpay Virtual Terminal |
|---|---|---|
| Price from | $0.40/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 6 | 0 |
| Spec score · Virtual Terminal Software | 9.1 (#2) | 6.8 (#24) |
| Founded | LinkedIn lists Helcim as founded in 2006. | 2008 |
| Headquarters | Helcim lists its primary headquarters at 440 2 Ave SW, Suite 400, Calgary, Alberta T2P 5E9, Canada. | Coalesce says it is headquartered in Memphis, Tennessee. |
| Integrations | Listed integrations include QuickBooks Online, Xero, WooCommerce and Foxy, with additional software connections available. | STEPpay is designed to route transactions to merchant accounts using merchant-defined rules, and the page offers a development and integration partner program. |
| Payment methods | Its in-person tools accept major payment types, including Apple Pay and Google Pay. | The terminal supports credit card and ACH transactions. |
| Product | Helcim provides payment processing tools for businesses to accept payments in person, online, by invoice, or through a virtual terminal. | STEPpay Virtual Terminal is a cloud-based payment system for fast, secure online checkout. |
| Reporting | Real-time reporting provides sales and transaction data from a centralized dashboard. | The product provides standard and customizable reporting options. |
| Security | Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. | The maker describes tokenization that keeps card and banking information in its vault and says card data is not exposed to merchants. |
| Support | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. | Coalesce lists [email protected] as its support contact. |
Plans
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
In their own words
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.
STEPpay Virtual Terminal
STEPpay Virtual Terminal has no write-up on Specifiction yet; its figures are above.