STEPpay Virtual Terminal

Spec sheet

Purpose

STEPpay Virtual Terminal is a cloud-based payment system for online checkout.Read 8 Oct 2026 · coalescesolutions.com

Product

STEPpay Virtual Terminal is a cloud-based payment system for fast, secure online checkout.Read 8 Oct 2026 · coalescesolutions.com

API

The STEPpay system status page lists STEPpay JSON API and legacy SOAP API endpoints.Read 8 Oct 2026 · status.coalescepayments.com

Integrations

STEPpay is designed to route transactions to merchant accounts using merchant-defined rules, and the page offers a development and integration partner program.Read 8 Oct 2026 · coalescesolutions.com

Security

The maker describes tokenization that keeps card and banking information in its vault and says card data is not exposed to merchants.Read 8 Oct 2026 · coalescesolutions.com

Compliance

The maker says STEPpay is QSA validated as a PCI DSS 4.0.1 Level 1 Service Provider and states it tests annually against standards including HIPAA.Read 8 Oct 2026 · coalescesolutions.com

Support

Coalesce lists [email protected] as its support contact.Read 8 Oct 2026 · coalescesolutions.com

Headquarters

Coalesce says it is headquartered in Memphis, Tennessee.Read 8 Oct 2026 · coalescesolutions.com

Founded

2008Read 28 Sep 2026 · coalescesolutions.com

Card networks

The virtual terminal lists Visa, MasterCard, American Express, and Discover.Read 8 Oct 2026 · coalescesolutions.com

Cards

The product names Visa, MasterCard, American Express, and Discover as supported card networks.Read 8 Oct 2026 · coalescesolutions.com

Company history

Coalesce says it has delivered technology solutions since 2008.Read 8 Oct 2026 · coalescesolutions.com

Infrastructure

The maker says its payment solutions are built on AWS.Read 8 Oct 2026 · coalescesolutions.com

Integration

Coalesce offers a developer integration testing environment and invites organizations to ask about its STEPpay development and integration partner program.Read 8 Oct 2026 · coalescesolutions.com

Payment methods

The terminal supports credit card and ACH transactions.Read 8 Oct 2026 · coalescesolutions.com

Payments

Users can set up and process one-time or recurring payments through the terminal.Read 8 Oct 2026 · coalescesolutions.com

Recurring payments

Users can set up and process one-time or recurring payments and schedules.Read 8 Oct 2026 · coalescesolutions.com

Reporting

The product provides standard and customizable reporting options.Read 8 Oct 2026 · coalescesolutions.com

Routing and scale

Merchant-defined rules route transactions, and one gateway can transact with multiple acquiring banks and merchant accounts.Read 8 Oct 2026 · coalescesolutions.com

Status visibility

A system status page reports on the virtual terminal, reporting and analytics, servers, API endpoints, notification services, and third-party services, including historical uptime.Read 8 Oct 2026 · coalescesolutions.com

Terminal features

STEPpay supports refunds, reversals, recurring schedules, custom transaction fields, end-of-day batch settlements, and historical transaction searches.Read 8 Oct 2026 · coalescesolutions.com

Where Specifiction places it

• Virtual Terminal Software#24 of 286.8