myPOS Virtual Terminal MO/TO vs STEPpay Virtual Terminal
myPOS Virtual Terminal MO/TO
mypos.comSTEPpay Virtual Terminal
coalescesolutions.comSide by side
| Figure | myPOS Virtual Terminal MO/TO | STEPpay Virtual Terminal |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 4 | 0 |
| Spec score · Virtual Terminal Software | 8.5 (#3) | 6.8 (#24) |
| Company history | myPOS says its idea began in 2012 and that it was presented at Mobile World Congress in 2014 as a platform offering instant payouts. | Coalesce says it has delivered technology solutions since 2008. |
| Founded | 2012 | 2008 |
| Headquarters | The company story says London was the company's headquarters in 2017. | Coalesce says it is headquartered in Memphis, Tennessee. |
| Purpose | The MO/TO Virtual Terminal lets businesses accept card payments by phone or email when the customer is remote. | STEPpay Virtual Terminal is a cloud-based payment system for online checkout. |
| Security | The product page says the customer's credit card information cannot be accessed once the transaction has been completed. | The maker describes tokenization that keeps card and banking information in its vault and says card data is not exposed to merchants. |
| Support | The UK pricing page lists 24/7 customer support as free. | Coalesce lists [email protected] as its support contact. |
Plans
myPOS Virtual Terminal MO/TO
- MO/TO Virtual TerminalFree
- MO/TO Virtual TerminalFree
- Card-not-present online paymentsPrice not published
- MO/TO paymentsPrice not published
In their own words
myPOS Virtual Terminal MO/TO
myPOS Virtual Terminal MO/TO lets businesses take card payments by phone or email when a customer is remote. It works on a computer, phone, or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can give employees specific access to accept payments, then track transactions in real time from any location using the myPOS Mobile app. The product page says completed payments settle immediately into the myPOS merchant account. Businesses apply through that account, and myPOS confirms eligibility for the service. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. The plan has no monthly fee, but transaction fees apply, and the displayed tariff table is a concise summary linked to the full tariff breakdown. The product page says customer card information cannot be accessed after a transaction is complete. The UK pricing page lists 24/7 customer support as free.
STEPpay Virtual Terminal
STEPpay Virtual Terminal has no write-up on Specifiction yet; its figures are above.