hoa.to vs SpotHOA

hoa.to provides HOA and condo management software for dues, resident requests, elections, documents, and community communications. Owners and renters can use web and mobile portals to pay dues, submit and track requests, vote, and access community updates and documents. The platform automates dues, late fees, reconciliations, and reporting, and supports one-time or recurring payments. Operations tools cover maintenance, violations, and architectural requests, as well as document storage, e-signatures, amenity reservations, and community communications. Boards can run online votes, use AI-drafted minutes, review transparent finances, and maintain an audit trail of decisions. Integration options include a REST API, webhooks, OAuth 2.0, a sandbox, and Zapier. The site describes encryption, role-based access, and operational safeguards. Its pricing page labels prices as illustrative previews, with final pricing set at launch. Self-managed is $0.90 per unit per month with a $29 monthly minimum; Growing is $1.50 per unit per month. ACH is included, while card-network fees are passed through. hoa.to says it serves communities in the United States and Canada.

SpotHOA is software for small, self-managed homeowners associations that brings dues, documents, violations, meetings, and votes together. Boards can collect card and ACH dues through Stripe Connect Standard or record check and cash payments. Dues, votes, and violations are stored as permanent, timestamped ledger events. The document vault organizes CC&Rs, bylaws, meeting minutes, and financials with tags, categories, and role-based access. The service also includes a community feed, messages with replies, and a daily email digest. AI can draft violation letters, meeting summaries, and dues reminders. Free and Pro users can export ledger, document vault, member, and meeting records as CSV and PDF. The Free plan supports up to 50 active units, 500 MB of document storage, and 1,000 emails per month. Pro costs $29/mo and supports up to 100 active units, 10 GB of storage, and 10,000 emails per month, while adding AI paperwork, a Texas compliance pack, and priority email support. Version 1 supports only US-based HOAs. The web app can be installed on Android, iPhone, or iPad home screens, but there is no mobile app.