HPS PowerCARD vs Mastercard Decision Intelligence
HPS PowerCARD
hps-worldwide.comMastercard Decision Intelligence
mastercard.comSide by side
| Figure | HPS PowerCARD | Mastercard Decision Intelligence |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Self-hosted | Yes | — |
| Plans published | 0 | 1 |
| Spec score · Card Issuing Platforms | 7.5 (#7) | 7.5 (#9) |
| Deployment | HPS describes PowerCARD as available for SaaS and on-premise deployment. | The Risk Decisioning platform can be deployed in the cloud or on premises and offers millisecond response times. |
| Founded | 1995 | Mastercard was founded as the Interbank Card Association in 1966. |
| Headquarters | Casablanca, Morocco | Mastercard’s global headquarters are in Purchase, New York, USA. |
| Pricing | The opened product and company pages provide no public price for PowerCARD-Issuer. | The product page directs visitors to contact sales and does not state a price. |
| Purpose | PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid, and other payment cards. | Decision Intelligence is a transaction risk monitoring solution that helps prevent fraud and approve genuine transactions in real time. |
Plans
Mastercard Decision Intelligence
- Decision Intelligence ProPriced on request
In their own words
HPS PowerCARD
HPS PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid, and other payment cards. HPS says it serves issuers from small organizations to global financial institutions, including banks, credit companies, retailers, and private processors. The platform manages portfolios across countries, currencies, products, institutions, and languages. Rule-based workflows handle card origination through different channels and formats, including the collection and use of payment information. Issuer functions include card and customer management, credit and prepaid accounts, clearing and settlement, fraud, chargebacks, reporting, dashboards, loyalty, and push marketing. Back-office capabilities also cover disputes, collections, and risk management. A relational database consolidates customer and transaction information for profiling and segmentation. PowerCARD Connect offers more than 120 APIs for third-party systems to access data and services or trigger services. HPS describes on-premises and SaaS delivery for its suite, with SaaS hosted on a public or private cloud. Pricing is available on request.
Mastercard Decision Intelligence
Mastercard Decision Intelligence has no write-up on Specifiction yet; its figures are above.