Ketto vs M-Changa

Ketto is an online intermediary for crowdfunding medical, social, and charitable causes, connecting campaigners with contributors. It lists fundraising options for individuals, NGOs, corporates, and education causes, and supports recurring donations. Campaign features depend on the plan: Bronze includes automated story creation, while Silver and Gold provide personalised stories. Gold also lists campaign visibility from Ketto. Plus & Amplify adds promotions and advertising, social media marketing, a crowdfunding coach, and a whitelabel microsite. Videographers can help campaigners with fundraiser videos from ideation and scripting through production and post-production. The service is available on Android, iOS, and web. Ketto lists a 3% fee for local and foreign payment gateways, with 18% GST charged on the success fee and gateway fee. Campaigners must submit required documents and complete identity verification before withdrawing funds. After a withdrawal request, INR payouts can take 1–2 working days and USD payouts 5–7 working days. Ketto is headquartered in Mumbai, Maharashtra, India.

M-Changa is an online and mobile fundraising platform for individuals and institutions. Fundraisers can create a customizable share page with a story, pictures, videos, and a target, for causes such as medical bills, construction, emergencies, funerals, weddings, churches, school fees, group projects, and sports clubs. Donations can be made through mobile money, Visa, MasterCard, and PayPal; card and PayPal options are listed for worldwide use. Recurring donations are supported. In Kenya, users can register, share, and manage a fundraiser by dialing *483*57#, and USSD fundraisers can view donation, withdrawal, and expense statements. Campaigns can be shared through Facebook, X, WhatsApp, and SMS. The listed platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days. Withdrawal fees vary by method and amount. A phone line can manage one active fundraiser at a time, though it can contribute to unlimited fundraisers. The service is available on iOS and the web.