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SPECIFICTION
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Ledger vs Sure

Ledger

useledger.co

Sure

sure.am

Side by side

FigureLedgerSure
Price from$4.17/moFree
Free planYesYes
Free trial——
Open source——
Web—Yes
macOS—Yes
iOSYesYes
Android—Yes
API—Yes
Self-hosted—Yes
Plans published41
Spec score · Personal Finance Software8.1 (#81)8.8 (#11)
Bill trackingYesYes
Budgeting toolsYesYes
Free planYesYes
Intended usersLedger is designed for Australian pay-cycle planning, and its Australian tax estimates may not apply to international users.Sure presents itself as a personal finance app for everyone and says it supports both personal and business accounts.
Mobile appsiosboth
Report exportYesYes
SecurityThe privacy policy says Ledger may offer Face ID, Touch ID or app lock, and does not receive or store biometric templates.Sure says it uses strong encryption and secure authentication, and that account-link data is protected with Plaid.
SupportUsers can contact [email protected] for support and privacy requests, and may send screenshots or exports for help.The pricing page directs users with unanswered questions to the Sure community on Discord.

Plans

Ledger

  • FreeFree
  • Ledger ProA$5.99 a month
  • Ledger Pro$49.99 a year
  • Ledger Pro$89.99, paid once

Ledger pricing →

Sure

  • Self-hosted SureFree

Sure pricing →

In their own words

Ledger

Ledger has no write-up on Specifiction yet; its figures are above.

Visit useledger.co

Sure

Sure is a personal finance platform for tracking and managing personal and business money. It links accounts from more than 10,000 financial institutions through Plaid, and users can add assets and debts manually, including collectibles and personal loans. Investment balances can be combined with live market data. Transaction management includes custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports. Rules can categorize transactions by description, merchant, or amount, and apply to past or future activity. Budgeting tools cover category budgets, spending trends, cash-flow planning, and planned-versus-actual comparisons. An AI assistant answers questions about financial data through natural-language chat and analysis. Sure is open source under AGPLv3 and its self-hosted plan costs nothing, with contributions optional. It supports web, macOS, iOS, Android, API, and self-hosted use. The pricing page says a proper hosted version is not yet offered; users can self-host or consider third-party hosting.

Visit sure.am