LineLedger vs One Church Software

LineLedger is open-source, double-entry accounting software that runs on infrastructure the user controls. It includes a general ledger, invoicing, bills and payments, bank reconciliation, reports, budgets, inventory, fixed assets, sales-tax tracking and multi-currency support. Users can import a QuickBooks chart of accounts and replay general-ledger history from multiple files, mapping accounts and linking contacts. The customer portal supports Stripe payments, and payroll runs can be posted from Gusto, ADP, Paychex, OnPay or any US payroll processor.

LineLedger offers a REST API v1 and a built-in MCP server with 20 read-only reporting tools. Optional agentic writes require human confirmation before posting. Access controls include passkeys, two-factor authentication and section-level roles. Accounting changes are recorded in an append-only, cryptographically chained audit log, and organizations can be exported as portable ZIP backups. The maker says the software does not phone home or include third-party analytics or telemetry. Its plan is free, with unlimited companies, users and transactions. Setup requires Docker and Docker Compose, uses MySQL and provides amd64 and arm64 images. LineLedger states it is not SOC 2 certified.

One Church Software’s accounting module provides fund accounting for churches, tracking unlimited restricted and unrestricted funds with real-time balances. Contribution batches post to the general ledger, while Plaid connections import bank transactions multiple times per day. The module handles bills, recurring payables, bulk payments, payment history, and check printing. Churches can make annual budgets by fund and compare them with actual income and expenses. Reports include a Statement of Activities, Balance Sheet, Trial Balance, Budget to Actual, and General Ledger, exportable as PDF or CSV. Accounts receivable invoices can be paid by credit or debit card or ACH through One Church Giving. The accounting module is a separate add-on to a One Church subscription, though the Financial Plan includes it. The add-on costs $36 a month, and the page offers a 30-day trial without a credit card. The accounting page says bank connections are read-only, credentials are not shared with One Church Software, and data is encrypted in transit and at rest.