Mastercard Decision Intelligence vs Paymentology

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Paymentology provides a global card issuing and processing platform for fintechs, digital banks, financial institutions and other card-programme operators. It supports debit, credit, prepaid, hybrid, virtual, numberless and crypto-linked cards, with physical and virtual options. Its decision engine lets clients configure rules for authorisation and transaction workflows. Data Intelligence supplies 120 data lines per transaction in real time, while the client portal shows performance, balances and spend trends and is described as fully encrypted. Wallet integrations include Apple Pay, Google Pay and Samsung Pay. Named networks include Visa, Mastercard, BancNet, Mada and GIM. Issuers can set spend limits, restrict merchant categories, block international use, deactivate cards and lock usage to trusted devices. Paymentology describes PayRule as PCI-DSS compliant and the platform as ISO certified and GDPR compliant. Pricing is available on request.