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Paymentology

paymentology.com

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Spec score 6.9 #17 of 22 in Card Issuing Platforms

What it is

Paymentology provides a global card issuing and processing platform for fintechs, digital banks, financial institutions and other card-programme operators. It supports debit, credit, prepaid, hybrid, virtual, numberless and crypto-linked cards, with physical and virtual options. Its decision engine lets clients configure rules for authorisation and transaction workflows. Data Intelligence supplies 120 data lines per transaction in real time, while the client portal shows performance, balances and spend trends and is described as fully encrypted. Wallet integrations include Apple Pay, Google Pay and Samsung Pay. Named networks include Visa, Mastercard, BancNet, Mada and GIM. Issuers can set spend limits, restrict merchant categories, block international use, deactivate cards and lock usage to trusted devices. Paymentology describes PayRule as PCI-DSS compliant and the platform as ISO certified and GDPR compliant. Pricing is available on request.

Spec sheet

What it does
Paymentology provides a global card issuing and processing platform for fintechs, digital banks, and financial institutions to launch, run, and scale card programmes.Read 7 Oct 2026 · paymentology.com
Support
Paymentology states that it provides 24/7 customer support.Read 7 Oct 2026 · paymentology.com
Founded
2014Read 28 Sep 2026 · paymentology.com
3D Secure
Its 3D Secure offering supports OTP, biometrics, and risk-based authentication, and the page says it is PCI-DSS and PSD2 SCA compliant.Read 7 Oct 2026 · paymentology.com
Card networks
The debit card page names Visa, Mastercard, and local networks including BancNet, Mada, and GIM.Read 7 Oct 2026 · paymentology.com
Card products
Its platform supports debit, credit, prepaid, hybrid, virtual, and numberless cards, as well as crypto-linked cards.Read 7 Oct 2026 · paymentology.com
Client portal
The client portal provides visibility into performance, balances, and spend trends, and the page says its data is fully encrypted.Read 7 Oct 2026 · paymentology.com
Decision engine
The decision engine lets clients configure rules and automate authorisation and transaction workflows.Read 7 Oct 2026 · paymentology.com
Demo
The company offers a self-service demo with no sign-up required; its contact page says it lets users explore card issuing, data features, and programme configuration.Read 7 Oct 2026 · paymentology.com
Digital wallet integrations
Paymentology supports Apple Pay, Google Pay, and Samsung Pay, with APIs, developer documentation, tools, and specialist integration support.Read 7 Oct 2026 · paymentology.com
Fraud controls
Issuers can activate or deactivate cards, block international transactions, restrict merchant categories, set spend limits, and lock usage to trusted devices.Read 7 Oct 2026 · paymentology.com
Intended customers
The company identifies fintechs, digital banks, financial institutions, banks, telcos, lenders, travel businesses, remittance providers, government, and acquirers or PSPs as audiences for its platform.Read 7 Oct 2026 · paymentology.com
Security and compliance
Paymentology describes its PayRule engine as PCI-DSS compliant and says the platform is ISO certified and GDPR compliant.Read 7 Oct 2026 · paymentology.com
Transaction data
Paymentology says its Data Intelligence capability provides 120 data lines per transaction in real time.Read 7 Oct 2026 · paymentology.com

Plans and prices

Custom card programme Priced on request Pricing not published; contact Paymentology to scope a card programme Read 7 Oct 2026 · paymentology.com

Every Paymentology plan and price →

Strong points and limits

Strong points

  • Supports virtual and physical cards
  • Configurable authorisation decision engine
  • Apple Pay, Google Pay and Samsung Pay integrations
  • Real-time transaction data lines
  • 24/7 customer support

Limits

  • Pricing is available only on request
  • Custom card-programme pricing is unpublished
  • Some network availability depends on named local networks
  • 3D Secure compliance claims are provider-stated

Who it suits

It is aimed at fintechs, banks, digital banks, lenders, telcos, travel and remittance providers, government and acquirers or PSPs. Organizations needing multi-programme card issuing with APIs and controls may fit its stated audience.

Verdict

Paymentology combines card issuing, processing, controls, wallet connections and transaction intelligence for institutional programmes. Request a scope and price before assessing fit.

Where Specifiction places it

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