Moody’s Trade Credit vs Onguard CreditManager
Moody’s Trade Credit
moodys.comOnguard CreditManager
onguard.comSide by side
| Figure | Moody’s Trade Credit | Onguard CreditManager |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Credit Management Software | 7.1 (#18) | 7.6 (#7) |
| Founded | 1909 | 1992 |
| Headquarters | New York, New York, United States | Amsterdam, Netherlands |
| Integrations | Moody’s says its trade credit data can be integrated into customers’ own systems via API or bulk feeds. | Onguard says CreditManager works alongside ERP systems including SAP, Oracle, Microsoft Dynamics, and AS400, and supports Marketplace APIs and web-service integrations. |
| Purpose | Moody’s Trade Credit provides data, intelligence, and software for global credit management, from credit application processing to customer portfolio monitoring. | CreditManager is a cloud-based credit management solution that automates credit management processes. |
| Support | The Trade Credit page invites prospective customers to contact Moody’s solutions specialists to discuss their needs. | Onguard support is available on weekdays from 08:00 to 18:00, with a Help Center for ticketing, release notes, and FAQs. |
| Workflow | Credit workflow management provides a globally accessible electronic customer file and prioritized analyst work queues, and lets users request credit lines anywhere with web access. | It supports flexible automated dunning workflows, customer segmentation, and dispute management. |
Plans
In their own words
Moody’s Trade Credit
Moody’s Trade Credit is a web and API platform for global credit management, covering credit applications, customer portfolio monitoring, decisioning, receivables, and collections. It monitors portfolios across thousands of risk factors and supplies customized daily alerts about changes in customer health. Portfolio views include visualizations, metrics, and reporting. Organizations can apply credit policies, customize workflow rules, and make real-time credit decisions. Workflow tools provide a globally accessible electronic customer file, prioritized analyst queues, and requests for credit lines from anywhere with web access. Collections strategies can be assigned to invoices using risk scores, invoice amounts, or other parameters. Moody’s says its data covers more than 580 million public and private companies and more than 190 million detailed financial statements. Data can connect to customer systems through API or bulk feeds. Business credit reports are available through enterprise subscriptions or pay-as-you-go formats, with pricing not stated. The solution is presented for credit professionals and businesses managing customer risk, receivables, and collections.
Onguard CreditManager
Onguard CreditManager is a cloud-based system for automating credit-management and collections work. Credit and finance teams can configure dunning workflows, segment customers, manage disputes and apply collection rules for subsidiaries. Credit scoring uses internal and external data, alongside cash-flow forecasts and performance indicators. Dashboards and an agenda provide near-real-time views of tasks, payments, KPIs, performance and risks. The Customer Portal lets customers view or download invoices, pay online, register payment notices, raise disputes and ask questions; it supports mobile devices and is available with CreditManager version 3.19 and later. Onguard says the service works with SAP, Oracle, Microsoft Dynamics and AS400, plus Marketplace APIs and web services. It runs on Microsoft Azure public cloud through a browser over HTTPS. Listed protections include TLS 1.2 or higher, single-tenant databases, a 99.8% uptime SLA and four-hour target recovery during business hours. Pricing is on request.