Mosaic HOA vs SpotHOA
Mosaic HOA
mosaichoa.comSpotHOA
spothoa.comSide by side
| Figure | Mosaic HOA | SpotHOA |
|---|---|---|
| Price from | $199/mo | $29/mo |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| Plans published | 1 | 3 |
| Spec score · HOA Violation Management Software | 7.6 (#17) | 8.5 (#6) |
| Headquarters | The company describes Mosaic as built in Florida and says it is onboarding communities across Florida; the about page does not state a specific headquarters. | SpotHOA says it was built in Dallas and lists a Dallas, Texas mailing address. |
| Purpose | Mosaic provides Florida HOA and condo compliance workflows through one portal for management companies, boards, and owners. | SpotHOA is software for small self-managed homeowners associations covering dues, documents, violations, meetings, announcements and related board work. |
Plans
In their own words
Mosaic HOA
Mosaic HOA has no write-up on Specifiction yet; its figures are above.
SpotHOA
SpotHOA is software for small, self-managed homeowners associations that brings dues, documents, violations, meetings, and votes together. Boards can collect card and ACH dues through Stripe Connect Standard or record check and cash payments. Dues, votes, and violations are stored as permanent, timestamped ledger events. The document vault organizes CC&Rs, bylaws, meeting minutes, and financials with tags, categories, and role-based access. The service also includes a community feed, messages with replies, and a daily email digest. AI can draft violation letters, meeting summaries, and dues reminders. Free and Pro users can export ledger, document vault, member, and meeting records as CSV and PDF. The Free plan supports up to 50 active units, 500 MB of document storage, and 1,000 emails per month. Pro costs $29/mo and supports up to 100 active units, 10 GB of storage, and 10,000 emails per month, while adding AI paperwork, a Texas compliance pack, and priority email support. Version 1 supports only US-based HOAs. The web app can be installed on Android, iPhone, or iPad home screens, but there is no mobile app.