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SPECIFICTION
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PayHOA vs SpotHOA

PayHOA

payhoa.com

SpotHOA

spothoa.com

Side by side

FigurePayHOASpotHOA
Price from$49/mo$29/mo
Free plan—Yes
Free trialYes—
Open source——
WebYesYes
iOS—Yes
Android—Yes
Plans published173
Spec score · HOA Management Software8.8 (#10)8.6 (#13)
Free planNoYes
Mobile deliveryPayHOA describes its product as a mobile-friendly web app rather than a downloadable native phone app.SpotHOA documents installation to an Android or iPhone home screen through a browser rather than describing a native app-store application.

Plans

PayHOA

  • 0–25 units$54 a month
  • 0–25 units — annualPrice not published
  • 26–50 units$65 a month
  • 26–50 units — annualPrice not published
  • 51–100 units$109 a month
  • 51–100 units — annualPrice not published
  • 101–150 units$142 a month
  • 101–150 units — annualPrice not published
  • 151–200 units$186 a month
  • 0–25 units annual$49 a month

PayHOA pricing →

SpotHOA

  • FreeFree
  • Pro$29 a month
  • CustomPriced on request

SpotHOA pricing →

In their own words

PayHOA

PayHOA has no write-up on Specifiction yet; its figures are above.

Visit payhoa.com

SpotHOA

SpotHOA is software for small, self-managed homeowners associations that brings dues, documents, violations, meetings, and votes together. Boards can collect card and ACH dues through Stripe Connect Standard or record check and cash payments. Dues, votes, and violations are stored as permanent, timestamped ledger events. The document vault organizes CC&Rs, bylaws, meeting minutes, and financials with tags, categories, and role-based access. The service also includes a community feed, messages with replies, and a daily email digest. AI can draft violation letters, meeting summaries, and dues reminders. Free and Pro users can export ledger, document vault, member, and meeting records as CSV and PDF. The Free plan supports up to 50 active units, 500 MB of document storage, and 1,000 emails per month. Pro costs $29/mo and supports up to 100 active units, 10 GB of storage, and 10,000 emails per month, while adding AI paperwork, a Texas compliance pack, and priority email support. Version 1 supports only US-based HOAs. The web app can be installed on Android, iPhone, or iPad home screens, but there is no mobile app.

Visit spothoa.com