Pennywick vs Receipt Reader AI
Pennywick
pennywick.app
Receipt Reader AI
receiptreader.aiSide by side
| Figure | Pennywick | Receipt Reader AI |
|---|---|---|
| Price from | $2.92/mo | $5.99/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 4 | 5 |
| Spec score · Receipt Scanner Apps | 8.1 (#12) | 8.9 (#2) |
| Integrations | The app supports user-supplied OpenAI or Google API keys for optional cloud receipt reading and uses Apple iCloud for sync and household sharing. | Listed integrations include Xero, QuickBooks, YNAB, Google Sheets, Google Drive, OneDrive, MYOB and Reckon One. |
| Offline use | Receipt scanning runs on-device with Apple Vision and works offline; optional cloud reading needs a connection. | The product says it supports offline mode and syncs when the user reconnects. |
| Purpose | Pennywick is an iPhone budget and expense tracker that reads paper receipts and tracks spending and savings goals. | Receipt Reader AI captures receipts from email, PDFs, or photos, extracts merchant, totals, tax, and line items, and exports structured data. |
| Support | The support page says replies arrive within a few days and support requests go directly to the maker’s inbox, without a ticket system. | The about page lists support at [email protected]. |
Plans
Pennywick
- FreeFree
- Pennywick Pro (Monthly)$3.99 a month
- Standard$17.99, paid once
- Pennywick Pro (Yearly)$34.99 a year
Receipt Reader AI
- FreeFree
- Personal$5.99 a month
- Pro$14.99 a month
- Business$34.99 a month
- Enterprise$99 a month
In their own words
Receipt Reader AI
Receipt Reader AI captures receipts from email, PDFs, or photos, extracts expense details, and exports structured records. Its capture tools include automatic detection, edge enhancement, perspective correction, and batch scanning. It can extract merchants, amounts, dates, taxes, line items, payment methods, and categories, including information from handwritten receipts. Exports include PDF reports, CSV, IIF for QuickBooks Desktop, and a JSON API for custom integrations. Listed destinations include Xero, QuickBooks, Google Sheets, YNAB, Google Drive, and OneDrive. The product supports offline use and syncs when a connection returns. Its features page says financial data is encrypted with 256-bit AES, Face ID or Touch ID can lock the app, and banking credentials are not stored. Free includes 10 AI scans per month for one account with PDF export. Personal costs $5.99 per month for 50 scans and PDF, CSV, and IIF export, plus Google Sheets, Drive, and YNAB. Pro costs $14.99 per month, Business $34.99 per month, and Enterprise $99.00 per month, with higher scan limits and additional features. Raw email is retained for 30 days before deletion.