Pennywick

Spec sheet

Purpose

Pennywick is an iPhone budget and expense tracker that reads paper receipts and tracks spending and savings goals.Read 7 Oct 2026 · pennywick.app

Integrations

The app supports user-supplied OpenAI or Google API keys for optional cloud receipt reading and uses Apple iCloud for sync and household sharing.Read 7 Oct 2026 · pennywick.app

Support

The support page says replies arrive within a few days and support requests go directly to the maker’s inbox, without a ticket system.Read 7 Oct 2026 · pennywick.app

Bank connection

Pennywick has no bank linking or aggregator integration, and does not ask for banking credentials.Read 7 Oct 2026 · pennywick.app

Budgets and goals

The app provides spending trends, category breakdowns, expected-versus-actual budgets and savings goals.Read 7 Oct 2026 · pennywick.app

Data export

CSV and full backup export are available on every tier, including free.Read 7 Oct 2026 · pennywick.app

Device requirement

The App Store listing requires iOS 18.0 or later for iPhone.Read 7 Oct 2026 · apps.apple.com

Household sharing

Optional household sharing uses Apple CloudKit Sharing, with Family mode sharing the full ledger and Roommates mode sharing expenses only.Read 7 Oct 2026 · pennywick.app

Multi-currency

Pennywick handles foreign-currency receipts and converts them for budgeting.Read 7 Oct 2026 · pennywick.app

Notable limit

The maker says Pennywick is iPhone-only today, with no web or desktop app planned; the browser demo is interactive but is not described as a web app.Read 7 Oct 2026 · pennywick.app

Offline use

Receipt scanning runs on-device with Apple Vision and works offline; optional cloud reading needs a connection.Read 7 Oct 2026 · pennywick.app

Optional cloud reading

Cloud receipt reading is off until enabled and sends extracted receipt text, not the photo; users can use their own OpenAI or Google API key or Pro’s hosted reading.Read 7 Oct 2026 · pennywick.app

Privacy and storage

Transactions, budgets and receipts are stored on the device and in the user’s iCloud, with end-to-end encryption; the developer says it cannot read this data.Read 7 Oct 2026 · pennywick.app

Receipt scanning

On-device scanning reads a receipt’s total, merchant and category for confirmation before saving.Read 7 Oct 2026 · pennywick.app

Plans and prices

Every Pennywick plan and price →

Where Specifiction places it

• Receipt Scanner Apps#12 of 308.1