Ria Money Transfer vs ZaloPay
Ria Money Transfer
riamoneytransfer.comZaloPay
zalopay.vnSide by side
| Figure | Ria Money Transfer | ZaloPay |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Money Transfer Apps | 8.9 (#7) | 8.1 (#40) |
| Exchange-rate model | markup | variable |
| Fees | Ria says fees and exchange rates depend on the transfer details and are shown before the sender confirms. | The fee schedule lists free wallet-balance and linked domestic-bank payments, while some international-card transactions and transfers above a monthly free allowance incur fees. |
| Upfront fee display | Yes | Yes |
| Mobile platforms | both | both |
| Security | Ria describes multi-factor authentication, identity verification, EV SSL certification, encryption, and 24/7 monitoring as security measures. | ZaloPay says it holds PCI DSS and ISO 27001 information-security certifications. |
| Support | Ria advertises 24/7 support, and its help center says chat support is available in more than 100 languages. | Customer support is listed at 1900 545 436 and [email protected]; the site says the hotline costs 1,000 VND per minute. |
| Transfer speed | instant | instant |
| What it does | Ria provides international money transfers through its website, mobile apps, agents and stores. | ZaloPay provides an e-wallet and payment services, including transfers, bill payments, online shopping, and entertainment payments. |
Plans
Ria Money Transfer
- First-transfer promotionFree
- Ria Money TransferFree
- Ria Money Transfer mobile appFree
In their own words
Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, in its Android or iOS app, or at a Ria location. It says it serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit, or access funds through a digital wallet. Customers can also pay bills and top up mobile phones for people abroad. U.S. online transfers list debit card, credit card, bank, Apple Pay, and Google Pay as payment methods. Fees and exchange rates depend on the transfer details and appear before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee for a first transfer with code HELLORIA, subject to terms and conditions. Transfers can be followed through real-time app updates or with a PIN or order number. Ria describes security measures including identity checks, multi-factor authentication, encryption, EV SSL certification, and 24/7 monitoring. U.S. online limits include USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.